Odisha Encumbrance Certificate
Odisha Encumbrance Certificate
The encumbrance certificate is one of the most important legal documents that assure that a property is free from any monetary and legal liabilities. Encumbrance certificate (EC) is evidence that particular property can be sold with a clear title, and the ownership can be transferred without any litigation. EC usually contains all the financial and legal transactions for a specified period that has been made concerning a particular property. Revenue & Disaster Management Department of Government of Odisha issues encumbrance certificate to a citizen of Odisha. This article demonstrated the procedure to obtain encumbrance in detail.
Know more about Odisha Land Conversion
Importance of Encumbrance Certificate
The following are the importance of obtaining Odisha encumbrance certificate:
- Encumbrance certificate (EC) must be provided to get a property loan from financial institutions and banks to ensure that the property is free from legal liabilities
- EC is evidence of ownership title. Hence it’s necessary for transferring property
- In case of property or land tax is not paid for more than three years, this certificate needs to be furnished with the Village or Panchayat Officer to update the land tax records
- The encumbrance certificate is also important to document to withdraw PF for a property purchase or house construction
Details in Encumbrance Certificate
The following details relating to the property will be recorded in the encumbrance certificate:
- This certificate will contain the name of the property owner
- Encumbrance Certificate will also contain all details regarding a property
- This document will give the complete property description as provided in the Sale Deeds
- EC contains Transactions related to a property. The transactions details will be in chronological order
- If the land is bought by a loan, then this certificate will contain details about the mortgage
- For gifted deeds, details regarding gift settlement will be given in EC
- Release Deed details will be provided in case of one of the partner released his share from the mutually purchased property
Fee for Encumbrance Certificate
The online service charge for obtaining EC is Rs.10 and fee for processing encumbrance will be calculated automatically.
Applying for Encumbrance Certificate Online
Encumbrance certificate can be obtained online through the website of Revenue & Disaster Management Department of Odisha. There is no need to visit the Sub Registrar’s Office with an application form. Here is a step by step guide to applying online for Odisha encumbrance certificate.
Step 1: Access homepage of Revenue and Disaster Management Department of Odisha.
Step 2: From the services menu select encumbrance certificate, the link will redirect to a new page.
User Registration
Step 3: The applicant has to register in the portal for availing certificate services, provide details of Name, DOB, Email ID, and Password.
Login to the Portal
Step 4: After providing captcha code click on submit. Upon registration, the applicant can log in to the portal using username and password.
Provide Property Details
Step 5: Provide property related details; District and SRO detail where the property is located and click on save.
Step 6: Sub Register office details need to be provided. The applicant can save the details by clicking on save and next button.
Step 7: The applicant needs to enter details of the property-related details such as Taluk, Village and area of measurement.
Step 8: It is mandatory to provide details of the boundary of the property.
Fee Calculation
Step 9: Once the applicant has entered the Period for which the EC is needed, click on calculate the fee.
Step 10: After entering the details mentioned above, the computer will calculate the fee details automatically and display it on the screen.
Make Payment
Step 11: The applicant can make fee payment online by a secured payment gateway, through Odisha online page.
Step 12: The payment can be made directly to the Odisha online account and subsequently, the searching fee will be transferred to concerned Treasury.
Step 13: After a successful payment, the applicant will receive a receipt, and the task redirects to the concerned sub-registrar’s login.
Status of Application
After the submission of the application for EC online and paying the prescribed fees, the concerned SRO will process the encumbrance certificate and issue the same. The applicant can track application status online through the Revenue and Disaster Management Department of Odisha.
Provide application number and click on search, the application status will be displayed.
Download Encumbrance Certificate
Once the DSR or SR approves the request, the encumbrance certificate will be digitally signed by Sub-Registrar. The applicant can download digitally signed Encumbrance certificate from the Documentary Repository.
