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Sreeram Viswanath

Expert

Published on: Sep 17, 2026

Reliance Mutual Funds

Reliance Mutual Funds (RMF), formed in 1995, is a trust-based investment entity sponsored by Reliance Capital Limited (RCL). With a presence in over 160 Indian cities, RMF offers a diverse portfolio comprising more than 800 scheme options. This article aims to provide prospective investors with comprehensive insights into the various types of mutual funds offered by RMF.

Types of Mutual Funds

Reliance Mutual Funds offer a broad spectrum of mutual fund portfolios to cater to different investment objectives:

  1. Debt Funds
  2. Diversified Large-Cap Funds
  3. Exchange Traded Funds
  4. Diversified Multi-Cap Funds
  5. Sector Funds
  6. Diversified Small-Cap and Mid-Cap Funds
  7. Tax-Saving Funds
  8. Index Funds
  9. Arbitrage Funds
  10. Balanced Funds
  11. International Funds
  12. Liquid Funds
  13. Gold Funds

Debt Funds

Debt funds are saving instruments designed to offer investors medium returns with enhanced safety and reliability, compared to equity funds. Here’s a glimpse of various debt fund types under RMF:

  • Ultra-Short Term – A fixed-income instrument with short-term maturity.
  • GILT – Invests in government securities for added security.
  • Short Term – Focuses on superior bonds with low-risk potential.
  • Long-Term – Matures within a span of ten years.
  • Monthly Income Plan – Provides consistent monthly income.
  • Dynamic – Allows for flexible switching between short and long-term investments.
  • Equity Funds – Invested in stocks or equities, these funds have a medium to high-risk potential, offering dynamic Return on Investments (ROI).

Diversified Large-Cap Funds

These funds are designed to mitigate risk by spreading investments across various securities, providing stability to the portfolio.

Exchange Traded Funds

Exchange-Traded Funds (ETFs) invest in various securities, allowing investors to trade their shares on the stock exchange throughout the trading day.

Diversified Multi-Cap Funds

These funds embrace flexibility, investing in securities regardless of market capitalization, aiming to capture potential growth in different sectors.

Sector Funds

Sector funds invest in specific sectors like oil, finance, and infrastructure, providing targeted investment opportunities.

Diversified Small-Cap and Mid-Cap Funds

Targeted at smaller and medium-sized enterprises, these funds aim to capitalize on the growth potential of diverse small and medium instruments.

Tax-Saving Funds

Also known as Equity Linked Saving Scheme (ELSS), these funds offer a wide range of tax benefits under Section 88 of the Income Tax Act. For more insights, visit Income Tax Mutual Funds.

Index Funds

Index funds track specific indices like S&P 500 or Sensex, enabling investors to gain broad market exposure.

Arbitrage Funds

Arbitrage funds are designed for strategic trading, where securities are simultaneously bought at lower prices in one market and sold at higher prices in another.

Balanced Funds

These funds maintain an equilibrium by holding equities and debt instruments in balanced proportions, providing potential growth with reduced volatility.

International Funds

Investing in overseas securities, international funds provide exposure to global markets and diversify portfolio risks.

Liquid Funds

Liquid funds are invested in low-risk money markets, offering flexibility with minimal to no lock-in periods. They are ideal for short-term financial goals.

Gold Funds

Gold funds invest in gold or gold-mining company stocks, enabling investors to buy pure gold at market-linked prices.

Online Investment

Investing in RMF is easy and can be done online through the following platforms:

Official Website

The official portal of Reliance Mutual Funds allows 24/7 access for making investments and managing transactions with user-friendly features.

Mobile App

The Reliance Mutual Fund app facilitates online transactions, offering a seamless, safe, and user-friendly experience with features like the 'Simply Save' option for quick investments.

Stock Exchange

Units of Reliance Mutual Fund can be traded through the MFSS Platform (NSE) and BSE Star Platform (BSE), with units credited directly to the investor's DEMAT account.

The Advantage of RMF

  • RMF offers a comprehensive portfolio of investment options catering to diverse investor needs.
  • RMF has an extensive distribution network reaching 160 Indian cities, ensuring accessibility for investors nationwide.
  • The services offered by RMF are regarded as some of the best in the industry.
  • As a part of the Nippon Group, RMF brings a significant brand legacy and trust.
  • Simplified investment solutions are a hallmark of RMF, ensuring ease for customers.
  • RMF is known for its expertise in managing various asset classes and sectors.
Back to Learn

Frequently Asked Questions

Common questions about Mutual Fund Investment Options in India: Explore Types.

Reliance Mutual Funds (RMF) is a trust-based entity sponsored by Reliance Capital Limited (RCL), formed in 1995. It offers a wide range of mutual fund portfolios across different asset classes and sectors, with a presence in over 160 Indian cities.
RMF offers various mutual fund portfolios, including Debt Funds, Diversified Large-Cap Funds, Exchange Traded Funds, Diversified Multi-Cap Funds, Sector Funds, Diversified Small-Cap and Mid-Cap Funds, Tax-Saving Funds, Index Funds, Arbitrage Funds, Balanced Funds, International Funds, Liquid Funds, and Gold Funds.
You can invest in RMF through their official website, mobile app, or through stock exchange platforms like MFSS Platform (NSE) and BSE Star Platform (BSE). The units purchased through stock exchange platforms will be credited to your DEMAT account.
Some advantages of investing in RMF include their comprehensive range of investment instruments, extensive distribution network across 160 Indian cities, reputation for providing simplified investment solutions, expertise in handling different asset classes and sectors, and their association with major brands like the Nippon Group.
RMF offers various types of Debt Funds, including Ultra-Short Term, GILT (invested in government securities), Short Term, Long-Term, Monthly Income Plan, and Dynamic Debt Funds.
Equity Funds offered by RMF are invested in stocks or equities in the mutual fund market, providing medium to high-risk potential and dynamic Return on Investments (ROI).
Diversified Large-Cap Funds offered by RMF are designed to neutralize risk factors by spreading investments across various large-cap securities.
RMF's Exchange Traded Funds (ETFs) make investments in various securities that are traded during a given day, providing exposure to different market segments.
Tax-Saving Funds, or Equity Linked Saving Scheme (ELSS), offered by RMF come with tax benefits under Section 88 of the Income Tax Act, allowing investors to save on taxes while investing in equities.
RMF's Liquid Funds are designed for short-term investments and are invested in low-risk money markets with a minimal or no lock-in period, providing easy liquidity.