Mahatma Gandhi Sarbat Sehat Bima Yojana (MGSSBY)

Home » Learn » Government Initiatives » Mahatma Gandhi Sarbat Sehat Bima Yojana (MGSSBY)

Mahatma Gandhi Sarbat Sehat Bima Yojana (MGSSBY)

To promote health and The State Government of Punjab introduced a new health insurance scheme for its citizens. The new mega scheme will club the Central Government’s existing Pradhan Mantri Jan Arogya Yojana (PMJAY) with its own to offer the new ‘Mahatma Gandhi Sarbat Sehat Bima Yojana’.

Objectives of the Scheme

  • With the implementation of MGSSBY, the insurance benefits are covering 76% of the State’s population
  • To combine Ayushman Bharat/PMJAY with Punjab’s state government scheme
  • Over 46 lakh families to benefit from the scheme
  • To offer cashless coverage of up to Rs.5 Lakhs/year
  • 650 hospitals have partnered with the government for the scheme
  • 1396 treatment packages on offer

Salient Features

Insurance Coverage: Similar to PMJAY, the Punjab Government’s scheme is offering cashless health insurance of up to Rs.5 lakh/year.

Cost Ratio: The Centre and State government will bear the cost of the annual premium for 14.86 families in a 60:40 ratio for anyone eligible under the Socio-Economic and Caste Census (SECC). Additionally, other permanent residents of the State will have their insurance premiums paid for by the Punjab Government and Central government in an 83:17 ratio.

Implementation: There are 1,396 treatment packages and 650 hospitals under the scheme. The insurance premium covers all hospitalisation expenses for 3 days and post-hospitalisation expenses for 15 days.

Documents Required


The scheme is available to all permanent residents of Punjab including all eligible citizens under the Socio-Economic and Caste Census (SECC).

Application Process

There is no online portal available for registration to apply for this scheme yet

  • Application can be received from in nearest public service centre
  • Fill in the application form
  • Submit supporting documents (Aadhaar Card, PANCard, Passport Size Photograph)
  • Collect your e-Card

Once you have your e-Card, you can use it to claim cashless treatment of up to Rs.5 lakhs at partnered hospitals. The insurance coverage is renewed on a yearly basis.

Other Related Guides

Mahatma Jyotiba Phule Jan Arogya Yojana Mahatma Jyotiba Phule Jan Arogya Yojana The Mahatma Jyotiba Phule Jan Arogya Yojana is a scheme backed by the Maharashtra State Government. It was la...
LIC eTerm Plan LIC eTerm Plan LIC’s eTerm is a regular premium non-participating term assurance policy which caters to the family of the insured by offering them fi...
CMHT Health Insurance Scheme CMHT Health Insurance Scheme Government of Manipur has launched the Chief Minister-gi Hakshelgi Tengbang (CMHT) health assurance scheme for the poor ...
LIC Cancer Cover LIC Cancer Cover Cancer is now curable with early diagnosis, but the cost of it is exorbitant. LIC Cancer Cover is a health insurance plan that is sp...
Starting a Healthcare Business Starting a Healthcare Business India's healthcare sector is currently the second fastest-growing surpassed only by retail. Unsurprisingly, many corpo...

Post by Arnold Thomas

IndiaFilings is India's largest online compliance services platform dedicated to helping people start and grow their business, at an affordable cost. We were started in 2014 with the mission of making it easier for Entrepreneurs to start their business. We have since helped start and operate tens of thousands of businesses by offering a range of business services. Our aim is to help the entrepreneur on the legal and regulatory requirements, and be a partner throughout the business lifecycle, offering support at every stage to ensure the business remains compliant and continually growing.