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Renu Suresh

Expert

Published on: Jun 24, 2026

Possession Certificate In Kerala

Possession certificate is a document which a property seller gives to a buyer stating the possession date of the property. Possession certificate is issued by concerned Tahsildar in Rural areas and RDO in urban areas. Possession is mandatory to include the property in the revenue records. Further, possession certificate is required to secure a loan. In this article, we look at Kerala Possession certificate application procedure in detail.

Uses of Possession Certificate

The certificate can be used for any of the following purposes:
  • To obtain subsidy provided by the Government.
  • To apply for a housing loan.

Possession Certificate Processing Time

Possession certificate will be issued within 7 days from the date of applying.

Fee for Possession Certificate

Akshaya Centre Fee

The applicable fee for obtaining the certificate through Akshaya Centre is given here:
S.No Fee Structure
1 Fee for SC/ST family Rs.12
2 Fee for BPL family Rs.20
3 Fee for all other families Rs.28

Online e-District Fee

Fee for applying possession certificate online through the e-District portal is Rs.15.

Documents Required

The following documents are necessary to obtain Possession Certificate In Kerala:

Apply through Akshaya Centre

The procedure to obtain possession certificate through Akshaya centre is discussed in detail here: Step 1: To apply for possession certificate, go to Akshaya Service Centre nearby. Step 2:  The applicant has to put in an application request for possession certificate online with the help of Akshaya Centre service person.
Step 3:  Submit all required documents to the service person to upload online. Once the application, along with all required documents, has been submitted, it will be forwarded to the backend department application. Step 4: The applicant will get an SMS to the registered mobile number. They can find the application number in this SMS. Keep it safe for future purpose. Step 5: Concerned department (Tahsildar) will process the possession certificate request, and after successful verification, the authorized officer will issue the possession certificate by digitally signing it. Step 6: If the applicant gets an SMS regarding application approved message, the certificate is ready for download. Step 7: Again visit Akshaya centre, with the help of the service centre person, download the certificate by providing the application number. Step 8:  Get a printed copy of the digitally signed possession certificate. It can be used for applying for home loans.

Apply through e-District Portal

The applicant can follow below mentioned step by step guidelines to apply for the certificate online through the e-District portal. Step 1: Visit the main page of the e-District portal of Government of Kerala. Step 2: To avail e-District certificate services, the applicant has to register in this web portal.

Register in e-District Portal

Step 3: To register in the e-District portal, click on the ‘Portal user registration’ option from the main page. The page will redirect to next page. Image-1-Possession-Certificate-Kerala Image 1 Possession Certificate Kerala Step 4: The applicant needs to fill personal details and select the login name and password. Step 5: Select the password recovery question and provide an answer for the selected question. Image-2-Possession-Certificate-Kerala Image 2 Possession Certificate Kerala Step 6: Click on validate button and further to register button. Now the applicant can avail online certificate services by login to the e-district portal using the username and password.

One Time Registration

Step 7: After login to the portal, do a onetime registration to apply for possession certificate. Step 8: Click on the one-time registration button. Fill all mandatory details and click on the duplicate button. Note: One-time registration process is to find out whether the applicant has already registered through any Akshaya Centers, i.e. duplicate check. Step 9:  After the successful duplicate check, the submit button will be enabled. The applicant can click on the submit button to register. Step 10: Click on the applicant registration link, in the new page select the duplicate link, the system will automatically check the duplicate application if any. Step 11: After verification, click on Submit to proceed to apply.

Enter Detail

Step 12: Enter all details for the certificate such as e-District registration number, name, certificate type and purposes. Step 13: To save details, click on the save button. The applicant will be redirected to the new page for uploading documents.

Upload Documents

Step 14: Upload all required documents (mentioned above) in PDF format with 100KB. Step 15: After uploading all required documents make payment. Note: Before making payment, check all entered data.

Make Payment and Generate Receipt

The applicant can see the fee for the certificate; it will appear on the screen: Step 16: The applicant can pay the fee by any of the following methods.
  • Debit card payment
  • Credit Card Payment
  • IMPS
  • Wallets
  • Net banking
  • Cash-card prepaid
Step 17: After successful payment of fee, the applicant can print the receipt and the certificate application.

Download Certificate

Status of possession application will be displayed on the transaction history tab in the e-District portal also the applicant will get SMS regarding the status of the application. Step 18: After receiving the ‘Your Possession Certificate has been issued’ SMS on the registered mobile number, again login into the e-District portal. Download and take a print out of the digitally signed certificate.
Back to Learn

Frequently Asked Questions

Common questions about Possession Certificate Application in Kerala.

A possession certificate is a document issued by the concerned authorities in Kerala, such as the Tahsildar in rural areas or the RDO in urban areas, to a property buyer. It states the date of possession of the property and is mandatory for including the property in the revenue records.
A possession certificate is crucial for securing a housing loan and obtaining government subsidies on the property. It serves as proof of ownership and possession of the property.
The possession certificate will be issued within 7 days from the date of applying, provided all necessary documents are submitted correctly.
The required documents include proof of ownership of the property, an encumbrance certificate, identity proof (such as Aadhaar Card), details of land tax payment, and a voter's ID.
You can apply for a possession certificate in Kerala through an Akshaya Service Centre or online via the e-District portal of the Government of Kerala.
The fee for obtaining a possession certificate through an Akshaya Centre varies based on the applicant's category. For SC/ST families, the fee is Rs. 12, for BPL families, it's Rs. 20, and for all other families, the fee is Rs. 28.
Yes, you can track the status of your possession certificate application. If you applied through an Akshaya Centre, you will receive an SMS with the application number. If you applied online through the e-District portal, the status will be displayed in the transaction history tab, and you will also receive SMS updates.
If you applied through an Akshaya Centre, you can visit the centre again with your application number to download and obtain a printed copy of the digitally signed possession certificate. If you applied online through the e-District portal, you can log in and download the certificate after receiving an SMS that it has been issued.
Yes, the possession certificate is a required document for applying for a housing loan, as it serves as proof of ownership and possession of the property.
While a voter's ID is listed as one of the required documents, it's advisable to check with the concerned authorities if alternative identity proofs can be accepted in case you don't have a voter's ID.