Mahatma Gandhi Sarbat Sehat Bima Yojana (MGSSBY)

To promote health and The State Government of Punjab introduced a new

health insurance scheme for its citizens. The new mega scheme will club the Central Government’s existing Pradhan Mantri Jan Arogya Yojana (PMJAY) with its own to offer the new ‘Mahatma Gandhi Sarbat Sehat Bima Yojana’.

Objectives of the Scheme

With the implementation of MGSSBY, the insurance benefits are covering 76% of the State’s population
To combine Ayushman Bharat/PMJAY with Punjab’s state government scheme
Over 46 lakh families to benefit from the scheme
To offer cashless coverage of up to Rs.5 Lakhs/year
650 hospitals have partnered with the government for the scheme
1396 treatment packages on offer

Salient Features

Insurance Coverage: Similar to PMJAY, the Punjab Government’s scheme is offering cashless health insurance of up to Rs.5 lakh/year. Cost Ratio: The Centre and State government will bear the cost of the annual premium for 14.86 families in a 60:40 ratio for anyone eligible under the Socio-Economic and Caste Census (SECC). Additionally, other permanent residents of the State will have their insurance premiums paid for by the Punjab Government and Central government in an 83:17 ratio. Implementation: There are 1,396 treatment packages and 650 hospitals under the scheme. The insurance premium covers all hospitalisation expenses for 3 days and post-hospitalisation expenses for 15 days.

Documents Required

Aadhaar Card
E-Card
PAN Card
Passport size photograph

Eligibility

The scheme is available to all permanent residents of Punjab including all eligible citizens under the Socio-Economic and Caste Census (SECC).

Application Process

There is no online portal available for registration to apply for this scheme yet

Application can be received from in nearest public service centre
Fill in the application form
Submit supporting documents (Aadhaar Card, PANCard, Passport Size Photograph)
Collect your e-Card

Once you have your e-Card, you can use it to claim cashless treatment of up to Rs.5 lakhs at partnered hospitals. The insurance coverage is renewed on a yearly basis.

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Frequently Asked Questions

Common questions about Mahatma Gandhi Sarbat Sehat Bima Yojana.

The Mahatma Gandhi Sarbat Sehat Bima Yojana (MGSSBY) is a new health insurance scheme introduced by the State Government of Punjab. It combines the Central Government's Pradhan Mantri Jan Arogya Yojana (PMJAY) with Punjab's state government scheme to offer comprehensive health coverage to the citizens of Punjab.

The MGSSBY scheme is available to all permanent residents of Punjab, including all eligible citizens under the Socio-Economic and Caste Census (SECC). This scheme aims to provide health insurance coverage to 76% of the state's population.

The MGSSBY scheme offers cashless coverage of up to Rs. 5 lakhs per year for hospitalization expenses, including 3 days of hospitalization and 15 days of post-hospitalization expenses. It covers 1,396 treatment packages across 650 partnered hospitals in the state.

Currently, there is no online portal available for registration to apply for the MGSSBY scheme. You can visit your nearest public service center, fill out an application form, and submit the required documents, such as your Aadhaar Card, PAN Card, and a passport-size photograph.

The documents required to apply for the MGSSBY scheme include an Aadhaar Card, PAN Card, and a passport-size photograph. You will also need to fill out an application form available at the nearest public service center.

For families eligible under the Socio-Economic and Caste Census (SECC), the Central and State governments will bear the cost of the annual premium in a 60:40 ratio. For other permanent residents of Punjab, the insurance premiums will be paid by the Punjab Government and the Central government in an 83:17 ratio.

Yes, the insurance coverage under the MGSSBY scheme is renewed on a yearly basis. Once you have your e-Card, you can use it to claim cashless treatment of up to Rs. 5 lakhs at partnered hospitals during the coverage period.

Yes, you can choose from the 650 hospitals that have partnered with the government for the MGSSBY scheme. These hospitals are authorized to provide cashless treatment under the scheme's coverage.

The MGSSBY scheme covers all hospitalization expenses for up to 3 days and post-hospitalization expenses for up to 15 days, up to a maximum of Rs. 5 lakhs per year. It covers 1,396 treatment packages across various medical conditions.

You can check the list of 650 hospitals that have partnered with the government for the MGSSBY scheme. This information should be available at the nearest public service center or through the scheme's official website or helpline (if available).