Sreeram Viswanath

Expert

Published on: Jul 30, 2026

Kalia Scheme

Amidst the widespread launch of farm-loan waiver schemes across the country, the State Government of Odisha has launched what it states to be a more efficient scheme than the stated one. Krushak Assistance for Livelihood and Income Augmentation (KALIA) scheme has been initiated by the State Government to provide financial assistance for farmers before the commencement of the sowing season. The article looks at this State Government initiative, which as estimates suggest, will cover 92% of the farmers lodged in the State. In this article, we look at the Kalia Scheme in detail.

Grants to Small and Marginal Farmers

The State Government aims to cover more than 30 lakhs of small and marginal farmers in the scheme. Out of the total outlay of Rs. 10,000 crores, a sum of Rs. 10,000 per year will be provided for Kharif and Rabi crops, wherein 5,000 each will be provided for each of these crops respectively. These grants are accorded to support the purchase of seeds and fertilizers for cultivation. The period of dissemination of funds will be spread across three years (2018-19 to 2021-22).

Livelihood Eased for Landless Families

About ten lakh landless households of the Stare of Odisha will receive a sum of Rs. 12,500 for setting up goat rearing units, mini poultry layer units and other similar units. Also, activities such as fisheries, mushroom cultivation and beekeeping will be rendered financial assistance. These allied farming activities would take up around Rs. 1250 crores of the State’s exchequer for the years to come.

Support to Landless Laborers and Vulnerable Agricultural Households

Households and landless labourers, who are considered vulnerable due to their inability to avail livelihood options for reasons of old-age, disability, disease or other reasons will be provided financial assistance of Rs. 10,000 per annum. This aid is meant to cater to their livelihood sustenance. The task of identifying the beneficiaries of this assistance is vested with the gram panchayats.

Insurance Cover

Households of cultivators and landless Agri-laborers will be benefitted with an insurance cover of Rs. 2 lakhs, along with an additional Personal Accident Cover of a similar amount. This provision will be extended to around 57 lakh families across the state.

Interest-free Crop Loans

Farmers may avail crop loans of up to Rs. 50,000 without being burdened with interests. Previously, an interest rate of 1% was levied on the same.

Modus Operandi

The scheme, as specified in the respective notification, will be spearheaded by an implementation committee. The committee will report to the Chairmanship of Principal Secretary, Department of Agriculture & Farmers Empowerment. A State Level Committee presided by the Chairmanship of Collector-cum-District Magistrate shall be formed to review and monitor the implementation of the scheme. The initial phase of fund dissemination will take place in camps designated for the purpose. In later stages, the same will be transferred to the bank accounts of the recipients.

From the Chief Minister’s Desk

Chief Minister Naveen Patnaik suggested the scheme to be progressive and inclusive and remarked it to make a direct attack on poverty as massive investments are to be made in the poverty-stricken sector. Further, the Minister opined that the scheme is historical as it covers almost 92% of the State’s cultivators in addition to all landless agricultural labourers.
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Frequently Asked Questions

Common questions about KALIA Scheme Odisha: Empowering Farmers Financially.

The KALIA (Krushak Assistance for Livelihood and Income Augmentation) Scheme is an initiative launched by the State Government of Odisha to provide financial assistance to farmers before the sowing season. It aims to cover 92% of the farmers in the state and provide them with grants to support their livelihood and agricultural activities.
The KALIA Scheme covers small and marginal farmers, landless households, and vulnerable agricultural households and landless laborers in the State of Odisha. It provides different types of assistance based on the category of the beneficiary.
Small and marginal farmers will receive a sum of Rs. 10,000 per year, divided into two installments of Rs. 5,000 each for the Kharif and Rabi crops. This assistance is intended to support the purchase of seeds and fertilizers for cultivation.
Landless households in Odisha will receive a sum of Rs. 12,500 to set up goat rearing units, mini poultry layer units, or engage in other allied farming activities such as fisheries, mushroom cultivation, and beekeeping.
Vulnerable agricultural households and landless laborers, who are unable to avail livelihood options due to old age, disability, disease, or other reasons, will receive financial assistance of Rs. 10,000 per annum under the KALIA Scheme for their livelihood sustenance.
Yes, the KALIA Scheme provides an insurance cover of Rs. 2 lakhs, along with an additional Personal Accident Cover of a similar amount, to the households of cultivators and landless agricultural laborers in the state.
Under the KALIA Scheme, farmers can avail crop loans of up to Rs. 50,000 without being burdened with interests. Previously, an interest rate of 1% was levied on such loans.
The KALIA Scheme will be spearheaded by an implementation committee reporting to the Principal Secretary, Department of Agriculture & Farmers Empowerment. State-level committees chaired by the District Magistrate will monitor and review the scheme's implementation.
Initially, the funds will be disbursed through designated camps, and later, the assistance will be transferred directly to the bank accounts of the recipients.
The Chief Minister, Naveen Patnaik, described the KALIA Scheme as progressive and inclusive, making a direct attack on poverty through massive investments in the poverty-stricken agricultural sector. He also stated that the scheme is historical as it covers almost 92% of the state's cultivators and all landless agricultural laborers.