CGTMSE Scheme

How to get a Business Loan under CGTMSE Scheme

Guides » Business Loan » How to get a Business Loan under CGTMSE Scheme

How to get a Business Loan under CGTMSE Scheme without Collateral

The CGTMSE Scheme is an important schemes that every Indian Entrepreneurs and Business Owners must know about and understand. To start and manage a business, the availability of investment in the form of debt or equity is a must and CGTMSE scheme provides easy access to debt funds. In this article, we look at the CGTMSE Scheme in detail and the process for obtaining bank loan without collateral:

CGTMSE Organization

Availability of bank loan without any collateral is a major requirement for boosting first Generation Entrepreneurship in India. To help millions of first generation Entrepreneurs start their business with bank loan (without the hassles of collateral), the Ministry of Micro, Small & Medium Enterprises (MSME) launched the CGTMSE Scheme. The CGTMSE scheme or Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is operationalized by SIDBI and the Government of India.

CGTMSE Scheme

The main objective of the CGTMSE scheme is that banks should give importance to project viability or business model validation and secure the loan facility only based on the assets financed by the bank loan. In the event a Micro or Small Business (MSME), which availed loan under the CGTMSE scheme, fails to repay the loan commitment to the bank, the CGTMSE organization would make good the loss incurred by the bank up to 85% of the credit facility.

Under the CGTMSE scheme, a bank loan of upto Rs.1 crore provided to a startup or an existing business in the form of term loan or working capital or both can be covered. Businesses in the manufacturing sector and service sector are eligible. However, retail trade, educational institutions, agriculture, Self Help Groups (SHGs) and training institutions will not be eligible to obtain loan under CGTMSE Scheme.

CGTMSE Scheme Cover

For a loan to be covered under the CGTMSE Scheme, the borrower is required to pay an additional CGTMSE Guarantee and CGTMSE Service fee on top of the interest rate charged by the Bank. Presently, CGTMSE guarantee fee is payable at 1.5% (0.75% in case of North Eastern Region including state of Sikkim) on the credit facility agreed to be covered by the CGTMSE Scheme.  Similarly, the CGTMSE annual service fee would be payable @0.75% on the guaranteed amount. However as per the “Policy package for stepping up credit to Small and Medium Enterprises“, Public Sector Banks are encouraged to absorb the Annual Service Fee in excess of 0.25% p.a. for all the borrowers falling under the following categories:

  1. Loans of upto Rs. 2.00 lakh;
  2. Loans provided to eligible women entrepreneurs;
  3. Loans provided to eligible borrowers located in the North Eastern Region (including State of Sikkim) and Jammu & Kashmir.

How to get Loan under CGTMSE Scheme

To get a loan under CGTMSE Scheme without any collateral security, the following steps must be followed:

Process for getting bank loan under CGTMSE Scheme
Process for getting bank loan under CGTMSE Scheme

Business Entity Formation

Prior to applying for a loan under the CGTMSE Scheme, incorporate a Private Limited Company or LLP or One Person Company or Proprietorship, as per the requirements of the business and obtain the necessary tax registrations and approvals for doing business / executing the project.

Prepare Business Plan or Project Report

Conduct a market analysis for the market and prepare a business plan or project report containing information like business model, promoter profile, projected financials, etc., It is important that the business plan or project report is prepared by professionals with prior experience, as “The main objective of the CGTMSE scheme is that banks should give importance to project viability or business model validation and secure the loan facility without any collateral.”. IndiaFilings can help you prepare a business plan or project report as per the CGTMSE Scheme.

Obtain Sanction for Bank Loan

Submit the business plan or project report with the necessary banks that provide loan under CGTMSE Scheme and request for sanction of bank loan from Banks providing loan under CGTMSE Scheme. The request for bank loan can contain term loan and working capital facilities. The banks will process the loan application and accord sanction as per the Bank’s policy.

Obtaining CGTMSE Cover

Once the bank loan is sanctioned by the Bank, the bank will apply to CGTMSE organization and obtain CGTMSE scheme cover for the loan sanctioned. Once approved by the CGTMSE organization, the loan will be under the CGTMSE scheme and the borrower will be required to pay the CGTMSE guarantee and CGTMSE service fee.

Note: To obtain a loan under CGTMSE Scheme, visit IndiaFilings.com and talk to an IndiaFilings Loan Advisor.

List of Banks providing business loan under CGTMSE Scheme

  1.  Allahabad Bank
  2. Allahabad UP Gramin Bank
  3. Andhra Bank
  4. Andhra Pradesh Grameena Vikas Bank
  5. Andhra Pradesh State Financial Corporation
  6. Andhra Pragathi Grameena Bank
  7. Aryavart Gramin Bank
  8. Assam Gramin Vikash Bank
  9. Axis Bank Limited
  10. Baitarani Gramya Bank
  11. Ballia Etawah Gramin Bank
  12. Bangiya Gramin Vikash Bank
  13. Bank of Bahrain and Kuwait
  14. Bank of Baroda
  15. Bank of India
  16. Bank of Maharashtra
  17. Barclays Bank Plc
  18. Baroda Gujarat Gramin Bank
  19. Baroda Rajasthan Gramin Bank
  20. Baroda Uttar Pradesh Gramin Bank
  21. Bharatiya Mahila Bank
  22. Bihar Kshetriya Gramin Bank
  23. Canara Bank
  24. Catholic Syrian Bank
  25. Cauvery Kalpatharu Grameena Bank
  26. Central Bank of India
  27. Chaitanya Godavari Grameena Bank
  28. Chattisgarh Gramin Bank
  29. Chikmangalur-Kodagu Gramin Bank
  30. City Union Bank
  31. Corporation Bank
  32. Deccan Gramin Bank
  33. Delhi Financial Corporation
  34. Dena Bank
  35. Dena Gujarat Gramin Bank
  36. Deutsche Bank
  37. Development Credit Bank
  38. Durg Rajnandgaon Gramin Bank
  39. Export Import Bank of India
  40. Guargaon Gramin Bank
  41. Hadoti Kshetriya Gramin Bank
  42. Haryana Gramin Bank
  43. HDFC Bank Limited
  44. Himachal Gramin Bank
  45. ICICI Bank Limited
  46. IDBI Bank Limited
  47. Indian Bank
  48. Indian Overseas Bank
  49. IndusInd Bank
  50. ING Vysya Bank
  51. Jaipur Thar Gramin Bank
  52. Jammu & Kashmir Development Finance Corporation
  53. Jammu & Kashmir Gramin Bank
  54. Jharkhand Gramin Bank
  55. Karnataka Bank
  56. Karnataka Vikas Grameena Bank
  57. Kashi Gomti Samyut Gramin Bank
  58. Kerala Financial Corporation
  59. Krishna Grameena Bank
  60. Lakshmi Vilas Bank
  61. Langpi Dehangi Rural Bank
  62. Madhya Bharat Gramin Bank
  63. Madhya Bihar Gramin Bank
  64. Maharashtra Gramin Bank
  65. Malwa Gramin Bank
  66. Meghalaya Rural Bank
  67. MGB Gramin Bank
  68. Mizoram Rural Bank
  69. Nainital-Almora Kshetriya Gramin Bank
  70. Narmada Malwa Gramin Bank
  71. National Small Industries Corporation Limited
  72. Neelachal Gramya Bank
  73. North Eastern Development Finance Corporation Limited
  74. North Malabar Gramin Bank
  75. Oriental Bank of Commerce
  76. Pallavan Gramin Bank
  77. Pandyan Grama Bank
  78. Parvatiya Gramin Bank
  79. Pragathi Gramin Bank
  80. Prathama Bank
  81. Puduvai Bharathiar Grama Bank
  82. Punjab & Sind Bank
  83. Punjab Gramin Bank
  84. Punjab National Bank
  85. Purvanchal Gramin Bank
  86. Rajasthan Gramin Bank
  87. Rewa Siddhi Gramin Bank
  88. Rushikulya Gramya Bank
  89. Samastipur Kshetriya Gramin Bank
  90. Saptagiri Grameena Bank
  91. Sarva UP Gramin Bank
  92. Satpura Narmada Kshetriya Gramin Bank
  93. Saurashtra Gramin Bank
  94. Sharda Gramin Bank
  95. Shreyas Gramin Bank
  96. Small Industries Development Bank of India [SIDBI]
  97. South Malabar Gramin Bank
  98. Standard Chartered Bank
  99. State Bank of Bikaner & Jaipur
  100. State Bank of Hyderabad
  101. State Bank of India
  102. State Bank of Mysore
  103. State Bank of Patiala
  104. State Bank of Travancore
  105. Surguja Kshetriya Gramin Bank
  106. Sutlej Gramin Bank
  107. Syndicate Bank
  108. Tamilnadu Mercantile Bank
  109. The Dhanalakshmi Bank
  110. The Federal Bank
  111. The Jammu & Kashmir Bank
  112. The Karur Vysya Bank
  113. The Nainital Bank
  114. The Ratnakar Bank
  115. The South Indian Bank
  116. The Tamil Nadu Industrial Investment Corporation [TIIC]
  117. Tripura Gramin Bank
  118. Triveni Kshetriya Gramin Bank
  119. UCO Bank
  120. Union Bank of India
  121. United Bank of India
  122. Uttar Bihar Gramin Bank
  123. Uttaranchal Gramin Bank
  124. Uttarbanga Kshetriya Gramin Bank
  125. Vananchal Gramin Bank
  126. Vidharbha Kshetriya Gramin Bank
  127. Vidisha Bhopal Kshetriya Gramin Bank
  128. Vijaya Bank
  129. Visveshvaraya Grameena Bank
  130. Wainganga Krishna Gramin Bank
  131. Yes Bank

How IndiaFilings can help you get loan under CGTMSE Scheme

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Comments (153)

PHANI KUMAR.G

Mar 10, 2015 at 3:55 PM

I want loan for”DAIRY FORUM ” , please give me suggestions.

Reply

Sanjay Das

Mar 10, 2015 at 4:40 PM

Hello

My company is into digital marketing setup and consulting. We have been in business for sometime and would like to scale up to the next level. I would like to know more about the CGTMSE Scheme and if it applies to my category. Please feel free to drop in an email or call me at 9880704610.

Thanks
Sanjay Das

Reply

Dr.Ganesh

Mar 12, 2015 at 2:42 PM

is this applicable for medical graduates to set up clinic/lab etc. Can already run lab avail this facility?

Reply

amit

Mar 19, 2015 at 12:37 AM

Sir i want 2start dairy farm of 100 cows. Plz suggest

Reply

Tarun

Apr 24, 2015 at 4:10 PM

u can contact me for the help any time my contact no is 011 22486868

Reply

raju shelke

Mar 19, 2015 at 11:48 AM

I want to buziness loane

Reply

yogesh

Mar 24, 2015 at 8:12 AM

Sir i want 2 business standard for pp dana manufacturing company in jalgaon I want to buziness loane. Plz suggest

Reply

sandeep

Mar 24, 2015 at 1:20 PM

Sir,
i want to start first dairy farm of 30 cows and buffalo.
Plz suggest

Reply

Tarun

Apr 24, 2015 at 4:12 PM

u can contact me for the help any time my contact no is 011 22486868

Reply

rajeev kumar shukla

Mar 26, 2015 at 1:28 AM

Sir,
I want start our transeport bissunis fro m 5dumper truck
Pls
Help me in finance

Reply

Nimish

May 01, 2015 at 9:00 PM

Sir can this loan be taken for starting a construction business. Please advise.

Reply

Surresh Yadav

May 02, 2015 at 5:53 PM

Hello, sir/madam,
I want advice for CGTMSE loan and how to prepare the project file, even if u have any agents’ address then tell me, i want to stand a manufacturing unit of sports in meerut.
thanks
[email protected]
+91-9267717777

Reply

Bethelstar J. Mawsor

May 06, 2015 at 1:43 PM

Respected Sir/Madam

Can this loan be taken for starting cyber cafe?

Reply

Bethelstar J. Mawsor

May 06, 2015 at 1:45 PM

Respected Sir/Madam

Can this loan be taken for starting cyber cafe?

91-8575350519

Reply

anand singh gahlot

May 18, 2015 at 9:17 PM

Runnigh capital my raedymade buisness

Reply

Navin Kumar

May 19, 2015 at 9:37 AM

We want start a cold storage business in Uttrakhand .How to prepare project report for CGTMSE scheme .

Reply

Sandeep Arora

Jun 02, 2015 at 5:39 PM

We are looking for loan under CGTMSE, let any advisor contact us on 9899233922

Reply

Deepthi..

Jun 15, 2015 at 7:50 PM

hello.. Gud evening sandeeep.. I run a consultancy agency registered under government in bangalore and can give an idea about government loans and subsidy grants for various business… so if interested u can mail me up for further details…
Thank you…

Reply

IndiaFilings

Jun 17, 2015 at 11:12 AM

Dear Sir,

Greetings from IndiaFilings.com, India’s premier online consulting co!!
It is our pleasure to assist you. We think it is better to have a telephonic conversation
With our business adviser, so kindly provide your contact number to guide you better.
Looking forward to work with you in the near future. Have a great day.

Thanks & Regards,
IndiaFilings Team

Reply

pawansoni

Jun 03, 2015 at 11:02 AM

Jewellery

Reply

kamal

Jun 06, 2015 at 4:05 PM

sir,
i want to start a business of spice grinding in punjab. Intially i can invest up to 50 lakhs.can u pls guide me for starting this business and about schemes and grants available for me to start this business.

Reply

Nishant

Jun 09, 2015 at 9:48 AM

sir, I want to start a business with Ola cabs as vehicle operater. I have account in idbi bank &I want loan under cgt mse scheme for purchasing car… but my manager reply me that the bank have no any service about cgt mse scheme.. so help me.
thanks
Nishant mondal.

Reply

IndiaFilings

Jun 18, 2015 at 11:52 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,
IndiaFilings Team

Reply

S.NAMBIRAJAN

Jun 19, 2015 at 1:14 PM

I WANT START COMMERCIAL DRY CLEANING FACTORY AT TAMILNADU ,I NEED LOAN UNDER CGTMSE SCHEME KINDLY SUGGEST

Reply

IndiaFilings

Jun 19, 2015 at 3:25 PM

Dear Sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
It is our pleasure to assist you. We think it is better to have a telephonic conversation
With our business adviser, so kindly provide your contact number to guide you better.
Looking forward to work with you in the near future. Have a great day.

Thanks & Regards,
IndiaFilings Team

Reply

manish

Jun 22, 2015 at 3:35 PM

Dear sir,
i want to start catering company.and iwant to apply loan under CGTMSE scheem.plese suggest me
manish
amritsar

Reply

IndiaFilings

Jun 22, 2015 at 4:40 PM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,
IndiaFilings Team

Reply

manish

Jun 22, 2015 at 7:44 PM

Dear sir,
Can I take lone CGTMSE scheem in catering business plese suggest. Me 09803709401.
Regards
Manish
Amritsar

Reply

IndiaFilings

Jun 23, 2015 at 9:29 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,
IndiaFilings Team

Reply

Anil

Jun 25, 2015 at 4:44 PM

Hello, sir/madam,
I need advice for CGTMSE loan i want to start a pharma manufacturing unit in Gujarat.
thanks
9930305464

Reply

IndiaFilings

Jun 26, 2015 at 9:22 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

Anil

Jun 25, 2015 at 4:51 PM

Hello, sir/madam,
I need CGTMSE loanto start a pharma manufacturing unit in Gujarat.
thanks
9930305464

Reply

IndiaFilings

Jun 26, 2015 at 9:22 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

gopal singh

Jun 27, 2015 at 2:20 PM

sir,
I want to start a land development company.
will help me to get CGTMSE loan .
email id: [email protected]
mo 8806204116

Reply

IndiaFilings

Jun 27, 2015 at 2:38 PM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

Balwan singh

Jun 28, 2015 at 12:02 PM

Hello sir:
i want to get start dairy farm with 30 cows . So i request u to give me complete information about loan and its subsidy

Reply

IndiaFilings

Jun 29, 2015 at 10:17 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

MaheahB Walekar

Jun 28, 2015 at 7:44 PM

Hello, sir/madam,
I want advice for CGTMSE loan and how to prepare the project file, even if u have any agents’ address then tell me, i want to stand a manufacturing unit of plastic in Satara. My contact no is
+91 99600 60261
thanks

Reply

IndiaFilings

Jun 29, 2015 at 9:53 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

Megha Pandya

Jun 29, 2015 at 12:55 PM

Hi,

I as women enterprenaur want to start “interior design and solution services” which requires aproximate 10 lack loan as a investment plan.
Can I avail loan CGTMSE scheme?
Is there any consession/rebate policy for women enerprenaur?

thanks in advance for your quick reply!!

Regards
Megha Pandya

Reply

IndiaFilings

Jun 30, 2015 at 9:59 AM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards,

Reply

IndiaFilings

Jul 01, 2015 at 4:25 PM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards

Reply

shashwat arora

Jul 01, 2015 at 6:24 PM

dear sir ,
I want to start wholesale business as a distributer of a company
and wanted fund upto 25 lakhs
does CGTMSE scheme is aplicable and what is the process to appling under the schemee

Reply

IndiaFilings

Jul 01, 2015 at 6:48 PM

Dear sir,
Greetings from IndiaFilings.com, India’s premier online consulting co!!
Please provide your email address and contact number, so that we can ask our business adviser to call you.
Looking forward to work with you in the near future. Have a great day.
Thanks & Regards

Reply

UMESH DESHPANDE

Jul 03, 2015 at 5:13 PM

Dear Sir,

We are planning to set up the Manufacturing Unit of printing of packaging Labels. As we are the first generation entrepreneur, How CGTSME Scheme will help us to set up the Unit?

Thanks & Regards

Umesh Deshpande

Reply

s. arun kumar

Jul 04, 2015 at 5:42 PM

sir i want estament resycle plast granulse

Reply

Bishwaranjan Dash

Jul 06, 2015 at 8:59 PM

Sir, I want to start a commercial high tech laundry business .Kindly suggest how to get CGTMSE loan ,subsidy ,eligibility criteria and contact details.My mobile no is 9438745442

Reply

Avit Investment

Jul 10, 2015 at 3:04 PM

Greetings to you by ADIA.

We are a France-Paris based investment company known as Avit Investment and we give loan to companies and individauls contact us:[email protected]

Reply

shivam tripathi

Jul 11, 2015 at 6:47 PM

Sir..I wayt to start a business of pipe making…. I want a loan without any security please guide me regarding this…. I had compeleted plastic engineering
My mob no. 7678931058
Please help me
Seeking your help

Reply

ASHOK sharma

Jul 19, 2015 at 9:46 AM

I started business of import and need fund under cgtmse please suggest ,my no is 8607228980

Reply

suresh

Oct 06, 2015 at 8:35 AM

I plan to start a pharma company, as a startup, I am looking for a project report.Can somebody help me with a project report.
Regards,
Suresh

Reply

vishwanath saneetham

Oct 10, 2015 at 10:38 PM

Dear sir/Madam

I am a first generation of entrepreneur , i want start the solar power plant as commercial unit. in Chittoor District of Andhrapredesh, can i get the support from CGTMSE and what extent the CGTMSE will support for this unit.

with regards

Vishwanath.

Reply

Shefali

Oct 11, 2015 at 1:04 PM

Sir,
I am planning to expand my business , but lacking in funds!
I would like to know more avout cgtmse and guidelines to obtain loan under this scheme.

Reply

Mr Dennis Reardon

Oct 14, 2015 at 2:34 PM

Goodday

My name is Dennis Reardon,Senior Manager,Communications and Advisory at A 2 Z Business Brokers Ltd

I have investors who have an investment interest on good strong money generating projects/ventures.All fields are concerned.Kindly get back to me if you are interested and willing to proceed.

I offer my services to individuals who are in genuine need of financial support for projects.

Reply

Shraddha

Oct 15, 2015 at 10:45 AM

Hello sir,
I want to start poultry farm.
Kindly suggest how to get CGTMSE loan ,subsidy ,eligibility criteria and contact details.My mobile no is
Email _ id :

Reply

Mohsin Tamboli

Oct 16, 2015 at 9:00 AM

sir now we have been running water filteration plant from near about a year and we wants to expand & step up that business to the bottle production and for that we need of loan so how i can apply for this scheme to get loan

Reply

sambhaji zimare

Oct 19, 2015 at 12:27 PM

sir,I am very happy that kind of a service you provide and its very important to aware businessman. sir I am in very much need of some fund to expose my ideas and business at extreme level please help me

Reply

Shital Kothari

Oct 20, 2015 at 6:21 PM

I need to start process for CGTMSE Scheme for my Mobile App based startup! Currently we started from proprietor firm, now registered private limited company. We have transactions up to 40-50 Lakh in RBL bank on proprietor account.

May I get information regarding interest rate & other procedure?

Kindly call us on:

Reply

Tarshem kumar

Oct 22, 2015 at 7:11 PM

Dear team,
I want to start. My own food processing unit upto 25-50 lacs capital cost . But I need loan under CGTMSE
Scheme
pl help me

Tarshem

Reply

Tarshem

Oct 22, 2015 at 7:21 PM

I need loan under CGTMSE for food processing. Unit
Pl help me
Regards

Reply

Naveen Kumar K

Oct 26, 2015 at 12:28 PM

we have running a public limited company named as Samartha Nidhi Ltd. we required CGTMSE Scheme loan for running our institution successful. we started one year back and did nearly 1.75 crores transaction by Pigmy, RD, small deposits & shares from public. we are lending for gold, small loans for pigmy holders, and mortgage loans. we need your help to prepare a good project report. contact number.

Reply

alok

Oct 28, 2015 at 9:13 PM

I have a mobile shop can i get loan under cgtmse

Reply

IndiaFilings

Oct 29, 2015 at 2:20 AM

Thank you. An IndiaFilings Business Advisor will get in touch with you.

Reply

nakul jadhav

Oct 29, 2015 at 3:20 PM

I want a loan for a business

Reply

pavan

Oct 31, 2015 at 9:16 AM

Sr please send this loan details

Reply

udayasree

Oct 31, 2015 at 9:21 PM

Sir I need a loan under CGTMSE to start the business supermarket multipurpous

Reply

sukhadev mali

Nov 01, 2015 at 8:09 PM

I want information about getting lone . Please can you contac me .

Reply

Dhilon Das

Nov 02, 2015 at 11:08 AM

We have been in touch with our Bank for our new vehicle dealership project.Kindly advise further for getting CGTMSE loan approval.Can u help? Please advise,.
Awaits ur reply .

Reply

Lazer Jeya Prakash

Nov 04, 2015 at 11:33 PM

dEAR SIR

oURS IS A NEW PARTNERSHIP FIRM. OUR ACTIVITY IS IMPORT OF TIMBER. ARE WE ELIGIBLE FOR CGTMSE LOAN FOR WORKING CAPITAL OF 20 LACS

Reply

ROHAN PARSEWAR

Nov 05, 2015 at 10:50 AM

Hi there
I am going to start a new online service based startup.
Can I get loan under this CGTMSE Scheme ?
We have registred as LLP.
Kindly let me know d details on

Reply

aswin

Nov 07, 2015 at 12:59 PM

i would like to start a eco friendly cotton bags to make bangalore plastic free city and in this context i have started with small way now i wou;d like to expand pls help.

Reply

Adarsh Kumar jena

Nov 07, 2015 at 10:04 PM

haw I take a dairy farm lone under cgtmse.plz help me soon .

Reply

Mrac Rickli

Nov 13, 2015 at 4:42 PM

We can help you with the loan requirement just get in touch with us today we will be of your full assitance you have nothing to worry about.

Reply

Walde C T

Nov 14, 2015 at 7:41 PM

A customer is availing credit facility to the extent of Rs 90 lacs and the limits are covered under CGTMSE Scheme since 2008. The limits were renewed on the regular basis in the year 2013 and guarantee cover lapsed in the month of January 2013. However, Bank has failed to deduct fees from customer and not renewed guarantee under the said scheme for further period. in the year 2014 and 2015 the Bank has also handed over sanction letter of limits under the said scheme. Since now Bank is informing that the limit was not covered under the CGTMSE due to non payment of fees, hence arrange for Collateral to the extent of 25% as per Bank’s norms.
In this case Bank has failed to deduct fees from the account and also not renewed guarantee though it was Bank’s prime duty to monitor the accounts?
Now, can branch, zonal office or Head Office submit the proposal to the Trust duly reappraised for coverage of limit under CGTMSE in the interest of Bank and Borrower.
The account is Standard and availing Bank facility since last more than 25 years.

Reply

PankajkumarSingh

Nov 15, 2015 at 1:29 PM

Dear Sir,
I want to open a new medical shop so please suggest how can we take a business loan for business purpose.

Reply

POLASH

Nov 15, 2015 at 4:43 PM

I WANT TO SET UP DISPOSABLE CUP PLATE MKNG UNIT IN JORHAT AROUN 15 LAKHS, BUT MY BANK STATUS NOT GOOD, IS IT POSSIBLE FOR CGTSME LOAN ASSISTANCE FROM ANY BANK PL KNOW ME.

Reply

rupesh

Nov 16, 2015 at 11:26 PM

Hello, sir/madam,
I want to start a restaurant in thane..Maharashtra.. advice for CGTMSE loan and how to prepare the project file, even if u have any agents’ address then tell me, also let me know how much loan will get in this schme and in how many days.

Thanks In advance.
Rupesh

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benhill

Nov 19, 2015 at 6:31 PM

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aman Jadhav

Nov 19, 2015 at 9:23 PM

I want to start the solar panel mfg. company. for that I need finance upto 10 Cr. Can you advice me how I can get it. I already prepare Details Project Report (DPR).

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Vivek Saini

Nov 22, 2015 at 10:42 AM

Sir i want to start mfg. unit of chemichal which is huge demand i am trying to obtain loan under this scheme but bank do not show intrest. what can i do in such condition.
help me . This scheme is very nice but 99% case bank not show intrest to provide loan under CGTSME Scheme.

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Jacqueline

Nov 22, 2015 at 3:02 PM

Sir, Can i avail this loan for Rs. 10 lakh to start a cafeteria. is there any flexibility for woman entrepreneurs

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buddhadev ojha

Dec 14, 2015 at 8:02 PM

Hello sir. I m a b.com graduate i want to establish a computer institute in rural area so can i get any loan without any security i m from a financially week family so if u can olease suggest me

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vijay joshi

Dec 16, 2015 at 5:34 PM

sir I want to start the fly ash bricks plant project i ha 20 lak bat i need 10 lak bank lones

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Prahlad Thakur

Jan 27, 2016 at 1:27 AM

Kindly advice how to deal with the Banks & what are the hurdles can be occurred , while approaching for loans under CGTMSE.

Looking for your prompt response.

Kind Regards
Prahlad Thakur
+91 8871338853
[email protected]

Reply

IndiaFilings

Feb 26, 2016 at 7:35 PM

Hi prahlad, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Vijay Kumar Sheoran

Jan 29, 2016 at 4:21 PM

Sir, I am Vijay Kumar from Jaipur.my Working Exp. in Solar Module Manufacturing unit & power plant industries .i am plan my person business start-Solar School & Solar Company . So my plan Solar Net metering system /On Grid Tie rooftop plant.I am not ready financially .My Email [email protected]
Mobile no.-7619778213,9001356838

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IndiaFilings

Feb 26, 2016 at 7:21 PM

Hi vijay, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

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Tamal mitra

Feb 01, 2016 at 12:39 PM

sir good afternoon
I want to start fast food buisness in Jamshedpur.I required 4 lakh rs for purchesd shop,utensil(crockery, cutlery etc),first 2 month staff salary & remaining kept cash in hand.
I hope I can start my dream buisiness.

Reply

IndiaFilings

Feb 26, 2016 at 7:02 PM

Hi tamal, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

VIKAS KUMAR

Feb 05, 2016 at 2:58 PM

Sir i m in bricks manufacturing business for last 10 years in punjab, now i want to start start a new manufacturing unit in UP near shikohabad, Agra. I want to avail loan around 70 lacs under CGTMSE and can fund rest of 30 lacs by myself.Kindly assist me in this regard. You can contact me at 09878694112, 08872743616
[email protected]

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IndiaFilings

Feb 26, 2016 at 6:29 PM

Hi vikas , you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

V

Feb 08, 2016 at 3:04 PM

Hi All.

I would like to startup a textile showroom. I need advise. U can reach me on 9535004699

Thanks

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IndiaFilings

Feb 19, 2016 at 6:27 AM

Hello, we can surely help. Please email your requirements to [email protected] or contact 044-40247777 to talk to an IndiaFilings Business Advisor.

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Monu Kumar

Feb 08, 2016 at 11:29 PM

I want loan for “Dairy farm”.
Please give me suggestion.

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IndiaFilings

Feb 26, 2016 at 5:34 PM

Hi monu kumar, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

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P. Pandey

Feb 11, 2016 at 10:46 AM

I have established a consulting organisation and registered it as company. I want to start my consultancy firm for which I need financial support.

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IndiaFilings

Feb 19, 2016 at 6:22 AM

Please apply for loan through IndaiFilings iCFO platform

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pasha

Feb 12, 2016 at 9:06 AM

sir iam looking for loan to start new business

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IndiaFilings

Feb 26, 2016 at 6:12 PM

Hi Pramod, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

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Dr. Ponni Ganesan

Feb 14, 2016 at 12:57 PM

sir,
i want to start a poultry under CGTMSE or women entrepreneurship without collateral.
please call me 09039615177.
thank you

Reply

IndiaFilings

Feb 19, 2016 at 5:49 AM

Sure Dr. Ponni Ganesan, we can help. Please email us your requirements to [email protected] or contact 044 4024 7777 to talk to a IndiaFilings Business Advisor.

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ramesh kumar shah

Feb 18, 2016 at 11:58 AM

I would like to open chemist shop in south delhi. Is it possible to get loan up to 3 lakhs. pls advise.

ramesh kumar shah, 9711105584, [email protected]

Reply

IndiaFilings

Feb 19, 2016 at 5:43 AM

Sure Rames. We can help. Please email your requirements to [email protected] or contact 04440247777 to talk to an IndiaFilings Business Advisor.

Reply

Sowmya Ashish

Feb 21, 2016 at 10:08 PM

sir,
i want to start a Interior designing manufacturing unit for full interior (kitchen without wood concept) under CGTMSE or women entrepreneurship without collateral.
please call me 9739437919 ([email protected])

Awaiting your reply

Reply

IndiaFilings

Feb 26, 2016 at 12:50 PM

Hi sowmya, you can discuss this with out Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Dharmesh

Feb 23, 2016 at 3:34 PM

I want to start new business of desposable paper cup and plastic cup
Please guide me about machinery mfg and loan in mundra yojana
Contact 9909955908

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IndiaFilings

Feb 26, 2016 at 12:30 PM

Hi Dharmesh, you can discuss this with out Business Advisors. Please contact 04440247777 or email [email protected]

Reply

IndiaFilings

Feb 26, 2016 at 1:30 PM

Hi dharmesh, you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

kurban Khan

Feb 27, 2016 at 12:45 PM

i want to start a farm ,Goat,Hen please guide me which bank is funding….

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Sumesh

Mar 17, 2016 at 3:15 PM

Hi Please call our business advisors ,they will explain you the procedure and requirements .you can call @ 04440247777

Reply

smartoffc1

Mar 05, 2016 at 3:56 PM

I want to start Pre School franchise business in Bangalore I want 16 lakhs short term fund like Over draft.
Any pus Bank fund or any Nonprofit lender trust can provide donation to start this project.
Contact me at [email protected]

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Sumesh

Mar 17, 2016 at 1:01 PM

hi,
please call our business advsiors team @ 04440247777

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Mukesh Sharma

Mar 13, 2016 at 2:21 PM

Hi,
I want to start a milk processing unit. Can you help me in terms of fundings? If yes, What is the procedure and required documents for that?
Please contact- [email protected]

Reply

Sumesh

Mar 17, 2016 at 11:05 AM

Hi Mukesh,
Please call our Business advisors,they can help you with that. you can call @ 04440247777 or email [email protected]

Reply

ppsinghal

Mar 15, 2016 at 1:47 PM

i am looking for 1 cr bank limit to expand my business. it is a pvt ltd co with a share capital of 40 lacs. We have crossed a turn over of 1.5 cr so far and can get orders for another 1.5 cr before 31-3-16. We are in rooftop solar segment. looking for consultant , who can get us 1 cr bank limit through CGTMSE scheme. Our bank acct is in HDFC but this bank is highly non cooperative.

Reply

Sumesh

Mar 16, 2016 at 6:24 PM

Hi Singhal,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Noopur

Mar 30, 2016 at 8:18 PM

Dear Sir /Mam
i want to start a restro-bar cafe in my city Raipur, Chhattishgarh. The estimated project cost is around 45 lacs. Can you guys help me out in making a Project Report for bank sanction of loans and also that whether am i eligible for such business under CGTMSE.
please contact me on
[email protected]

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Sumesh

Apr 06, 2016 at 3:36 PM

Hi Noopur,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

mahammad

Apr 05, 2016 at 2:43 AM

hello ,india filings i want to start a medium scalepoultry or any agro based industry in andhra pradesh , can u help on this
contact @9590149524, mahammad

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Sumesh

Apr 06, 2016 at 11:07 AM

Hi mohammad,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Farah

Apr 09, 2016 at 4:18 PM

I want business loan for manufacturing of lamp shades and lights and other interior decoration items. Please advice.My mail ID is [email protected]

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Sumesh

Apr 11, 2016 at 2:35 PM

Hi Farah,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Ketan Patel

Apr 11, 2016 at 1:01 PM

Hi,

My self Ketan Patel I completed the MBA and 3 years experiance of Hitachi Power tools I have plan to open my new trading firm so i have required the loan.

Have you any idea about the government loan for new trading firm?

If yes than pls send the mail to me in below mail id.

[email protected]

regards,

Ketan Patel

Reply

Sumesh

Apr 11, 2016 at 4:56 PM

Hi Ketan,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Vineet

Apr 11, 2016 at 10:49 PM

Hi I m Vineet from Delhi.I want to start my own business in Delhi. I want to take a Loan of Rs. 35 lakhs . how I get this loan please help me.

Reply

Sumesh

Apr 12, 2016 at 9:36 AM

Hi,
It’s our pleasure to help you I think it is better to have a telephonic conversation with our business adviser,you can contact on this number 04440247777

Reply

gaurav bhakar

Apr 14, 2016 at 4:18 PM

i want to open a dairy form….is i m eligible for standup policy

[email protected]

Reply

Sumesh

Apr 15, 2016 at 9:48 AM

Hi gaurav,
It’s our pleasure to help you.I think it is better to have a telephonic conversation with our business adviser.you can call @ 04440247777

Reply

Rajnish Mishra

Apr 15, 2016 at 12:57 PM

Sir,i want loan for Bricks Manufecturing plant .please help me.

Reply

Sumesh

Apr 15, 2016 at 6:44 PM

Hi Rajnish,
you can discuss this with our Business Advisors. Please contact 04440247777 or email [email protected]

Reply

Komal

Apr 25, 2016 at 11:28 PM

Hi Sumesh,
I am looking for information and guidance for loan for woman entrepreneurs. Any special policy from Govenrment and benefits. I want to start an outlet/ shop for garments exclusively for children and ladies.

Reply

Sumesh

Apr 27, 2016 at 9:35 AM

Hi Komal,
It’s our pleasure to assist you we think it is better to have a telephonic conversation with our business adviser. So kindly provide your contact number to guide you better.

Reply

Narayan Mane

May 03, 2016 at 11:36 AM

Dear Sir,
We are in Automation business. We want loan under CGTMSE Scheme. Please advice.

Reply

Sumesh

May 05, 2016 at 11:12 AM

Hi Narayan,
It’s our pleasure to assist you we think it is better to have a telephonic conversation with our business adviser. So kindly provide your contact number to guide you better.

Reply

Radha

May 04, 2016 at 11:26 AM

I need financial help to continue my small garments unit.please help and advice me.
9891637750

Reply

jitendra

Apr 05, 2017 at 5:14 PM

can i start grocerry store(kirana store) under this scheme.Please suggest.

Reply

Venkatesh

Apr 09, 2017 at 3:50 PM

I’m wondering to hotel business. I need loan. Pls help me 9916775227

Reply

Pratima sahoo

Apr 10, 2017 at 3:59 PM

I want to start a health care center which requires 1500000 rupees.
I am a house wife.
There is a great demand for my treatment.
Please advise.

Reply

Safarali

Apr 11, 2017 at 10:47 AM

I want buy fishing boats please sir
Please contact me 9605450057

Reply

MD pasha

Apr 13, 2017 at 10:36 PM

hi here i would like to know weather this scheme is applicable for 1) pharmacy store opening,
and 2) i would like to start a pharmaceutical company from 3rd party manufacturing
3) can i start a hotel where all types of food and etc.. available,
4) can i start a bird forming / cow forming

please suggest me which the above category is eligible for this scheme. e-mail me or feel free to call @ 8884331882

Reply

R.K. Reddy

Apr 14, 2017 at 4:10 PM

i want to start fuel briquetts. i want loan under CGTMS kindly help in his regard. my mail id: [email protected] com. my cell 8309993532

Reply

B.Raju

Apr 15, 2017 at 5:15 PM

Dear Sir,
I Want to start a new pharmaceutical PRODUCTION DEPORTMENT in hyderabad. PLZ Give me suggestion for the get the loan and the above scheme is applicable for this
plz reply me sir,

thanking Sir.

Reply

Ramreddy

Apr 16, 2017 at 4:46 PM

I want to start corrugated cotton box manufacturing company so how to get loan through CGTMSE please help me my contact no is 9640506435

Reply

Zakir

Apr 22, 2017 at 10:26 AM

I am looking out for loan for starting up of petrol pump

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Ashish

Apr 22, 2017 at 2:40 PM

I am looking for land to start up app based tiffin services

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NRB SHANKAR

Apr 23, 2017 at 11:35 AM

I am looking for a loan to start-up one small scale industry in Ludhiana, i having 19 years experience in same field. Kindly guide me what is the procedure for getting start-up loan.

Reply

Amit

Apr 24, 2017 at 12:33 PM

Dear India fillings
I want to start an automatic automobile workshoap for car and bike.the investment is 90 lacs under CGTMSE scheme according to my project report and i have 10 acres of land at my hometown Rewari(Haryana)

Reply

Syed Hassan

Apr 24, 2017 at 1:21 PM

Hello, I want to start a business under garments Industry and its a startup can i get loan without any surety in Bangalore if possible my contact # is 9060668296 ([email protected] )

Reply

Adams Daniels

Apr 24, 2017 at 9:59 PM

LOAN OFFER EMAIL:[email protected]

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Adams Daniels

Apr 27, 2017 at 7:22 AM

LOAN OFFER EMAIL :[email protected]

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Mr James

May 02, 2017 at 3:46 PM

Do you need a loan just email:[email protected]

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REMALLE PREM KUMAR

Apr 04, 2018 at 6:20 PM

I applied the loan through pmegp for Minaral water project 17 lakhs to andhra bank .They asked surety .but i have property it is my house .it isB-form .Bank do not accept this property .so How can i will take the loan.can i apply cgtmse how.

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Brij

Apr 17, 2018 at 1:10 AM

Hi! There, I would like to start up a manufacturing unit and would be great if you could discuss with me about the procedures on how to avail the loan.

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