SIP Calculator

Estimate maturity value for your monthly SIP with optional annual step-up.

Monthly Investment (INR)Expected Annual Return (%)Investment Period (Years)Annual SIP Increase (%)

Investment Duration

10 years

120 monthly installments

Total Invested

₹6,00,000

Estimated Maturity Value

₹11,61,695

Estimated Wealth Gain

₹5,61,695

Last Monthly SIP (with step-up)

₹5,000

SIP Calculator

Systematic Investment Plan (SIP) is one of the most popular ways to invest in mutual funds over time. This calculator helps estimate future value, total invested amount, and expected wealth gain for regular monthly investments.

Why use this SIP calculator?

Instantly projects maturity value with compounding impact.
Supports annual step-up SIP for realistic salary-growth planning.
Helps compare multiple scenarios before investing.
Makes long-term wealth planning easier and data-driven.

Frequently Asked Questions

What is a SIP calculator?

A SIP calculator estimates the maturity value of regular mutual fund investments based on monthly amount, return expectation, and investment tenure.

What is step-up SIP?

Step-up SIP increases your monthly investment every year by a chosen percentage, which can significantly improve long-term corpus.

Are SIP returns fixed?

No. SIP investments are market-linked and returns are not guaranteed. The calculator gives indicative projections.

How does SIP support goal planning?

It helps map monthly savings to future corpus targets and shows how duration and return assumptions affect outcomes.