RD Calculator

Estimate recurring deposit maturity value and total interest earned.

Monthly Deposit (INR)Interest Rate (% p.a.)Tenure (Months)Compounding Frequency

Total Invested

₹3,00,000

Estimated Maturity Value

₹3,60,053

Total Interest Earned

₹60,053

Tenure

60 months (5.0 years)

Compounding

4 times/year

Avg. Interest per Month

₹1,001

RD Calculator

Recurring Deposit (RD) helps build savings through fixed monthly deposits. This calculator estimates total invested amount, maturity value, and interest earned over the selected tenure.

Why use this RD calculator?

Quickly projects maturity amount for monthly saving plans.
Shows interest earned separately from principal contributions.
Supports flexible tenure and compounding assumptions.
Useful for short-to-medium term savings goals.

Frequently Asked Questions

What is an RD calculator?

An RD calculator estimates maturity value and interest earned for recurring monthly deposits over a fixed tenure.

How is RD maturity calculated?

Each monthly installment earns interest for the remaining tenure. The calculator aggregates growth from all installments.

Can I change tenure in months?

Yes. RD is generally planned in months, so this calculator accepts tenure in months for practical use.

Is RD interest taxable?

Interest earned on RD is generally taxable as per your income slab. Values shown are indicative pre-tax estimates.