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PPF Calculator

Estimate Public Provident Fund maturity value based on annual contribution, interest rate, and tenure.

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Estimated Maturity Value

₹40,68,209

Contribution / Year

₹1,50,000

Tenure

15 years

Average Annual Growth

₹1,21,214

This calculator provides indicative values. Official PPF interest rates are revised by the Government periodically.

PPF Calculator

Public Provident Fund (PPF) is a long-term, government-backed savings option popular for retirement and conservative wealth creation. This calculator helps estimate maturity and interest for your planned annual contributions.

Why use this PPF calculator?

  • Quickly estimates total corpus for selected tenure.
  • Shows invested amount and interest earned separately.
  • Supports long-term planning up to extended PPF periods.
  • Useful for tax-aware retirement saving strategy.

Frequently Asked Questions

What is a PPF calculator?

A PPF calculator estimates maturity amount and interest earned for Public Provident Fund investments based on yearly contribution, rate, and tenure.

What is the minimum and maximum PPF contribution?

The minimum annual contribution is INR 500 and the maximum is INR 1,50,000 in a financial year.

What is the lock-in period for PPF?

PPF has a 15-year lock-in period, after which it can be extended in blocks of 5 years as per rules.

Is PPF tax free?

PPF is generally considered an EEE instrument: contributions, interest, and maturity are tax-efficient under applicable provisions.