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HRA Calculator

Calculate HRA exemption under Section 10(13A) based on salary, rent, and city type.

Salary for HRA (Basic + DA)

₹50,000

50% of Salary

₹25,000

Rent Paid - 10% of Salary

₹17,000

HRA Exempted (Monthly)

₹17,000

Annual: ₹2,04,000

Taxable HRA (Monthly)

₹3,000

Annual: ₹36,000

HRA exemption is the least of: actual HRA received, rent paid minus 10% of salary, and 50% (metro) or 40% (non-metro) of salary.

HRA Calculator

House Rent Allowance (HRA) can reduce your taxable income when you live in rented accommodation. This calculator helps estimate how much of your HRA may be exempt and how much remains taxable.

Why use this HRA calculator?

  • Provides quick exempt vs taxable HRA breakup.
  • Handles metro and non-metro conditions accurately.
  • Useful while planning salary structure and tax savings.
  • Reduces confusion in manual HRA rule calculations.

Frequently Asked Questions

What is an HRA calculator?

An HRA calculator estimates exempt and taxable House Rent Allowance as per income tax rules based on salary, rent, and city type.

How is HRA exemption calculated?

HRA exemption is the least of: actual HRA received, rent paid minus 10% of salary, and 50% (metro) or 40% (non-metro) of salary.

Who can claim HRA exemption?

Salaried individuals receiving HRA and living in rented accommodation can typically claim HRA exemption subject to tax provisions.

Does city classification affect exemption?

Yes. Metro cities use 50% of salary for one exemption condition, while non-metro cities use 40%.