IndiaFilingsIndiaFilings

FD Calculator

Calculate maturity value and total interest for your fixed deposit investment.

Deposit Amount

₹1,00,000

Maturity Amount

₹1,41,478

Total Interest Earned

₹41,478

Tenure

5 years

Compounding

4 times/year

Average Monthly Return (Approx.)

₹691

FD Calculator

A Fixed Deposit (FD) is a low-risk investment that offers predictable returns for a fixed tenure. This FD calculator helps you estimate maturity value and total interest before opening an FD account.

Why use this FD Calculator?

  • Instantly estimates maturity amount for selected tenure.
  • Shows total interest earned and approximate monthly return.
  • Supports different compounding frequencies for realistic planning.
  • Helps compare FD options across banks and NBFCs.

Frequently Asked Questions

What is an FD calculator?

An FD calculator estimates maturity amount and total interest for a fixed deposit based on deposit amount, interest rate, tenure, and compounding frequency.

How is FD maturity calculated?

FD maturity is calculated using compound interest with the selected compounding frequency over the full investment tenure.

Can I compare different tenures and rates?

Yes. You can change tenure and interest rate inputs to compare outcomes and choose a suitable FD plan.

Is FD interest taxable?

In most cases, FD interest is taxable as per your slab. This calculator gives pre-tax values for planning convenience.