Pravasi Pension Scheme

The State Government of Kerala has come up with a unique scheme, the likes of which the country has never witnessed before. Pravasi Pension Scheme, an initiative of the Kerala Pravasi Welfare Board (an undertaking of the Kerala Government), was introduced on April 2018 for the benefit of citizens who have their settlements outside God’s own country. This article looks at the various aspects of the pension scheme.

Eligibility Criteria

The scheme strives to benefit the non-resident Keralites during retirement or at the completion of the tenure of work pursued elsewhere. It may be noted that the scheme is not applicable for the citizens of Kerala who are already covered under the State or Central Government Pension Scheme.

Benefits Granted

Non-Resident Indians located elsewhere would receive a sum of Rs 2,000 for a monthly contribution of Rs.100. The pensions could be availed at the age of 60, until which the contributions must be consistently made. The membership would cease to exist for lack of contributions for a period of one year. However, the system seeks to reward the consistent contributor with a 3% hike for uninterrupted remittances for the entire period of five years.

Forms Used for Registration

Eligible citizens should make use of the following forms for registration:

Form 1A – For Non-Resident Keralites located abroad.

Form 1B – For Non-Resident Keralites who have returned to the state after the completion of work tenure elsewhere.

Form 2A – For non-resident Keralites located outside Kerala but within the confines of India.

Online Registration Process

The registration process should comprise of the following procedures: Step 1:- Please visit the official registration website of Pravasi Kerala. Step 2:- The first column of the website will mandate you to select the type of registration. Choose the appropriate one. Step 3:- Enter the relevant details, as specified in the page; which includes the details of the nominee. Step 4:- Affix the photo along with the signature on the right-hand side of the page. The picture to be uploaded must match the specifications mentioned in it. Step 5:- Click on submit, after which the user would have successfully completed the registration process. Note:- The registration should be supported by a fee of Rs.200. The fee is applicable for both online and offline mode of registration. For your understanding, the offline mode of registration is done through the forms specified above, while the online methodology doesn't prompt the need of forms; as might have been noticed by you.

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Frequently Asked Questions

Common questions about Pravasi Pension Scheme Kerala.

The Pravasi Pension Scheme is a unique initiative introduced by the Kerala Pravasi Welfare Board (an undertaking of the Kerala Government) in April 2018. It is designed to benefit non-resident Keralites during retirement or after completing their work tenure outside Kerala.

The scheme is open to non-resident Keralites who are not covered under any State or Central Government Pension Scheme. It aims to provide financial assistance to Keralites settled outside the state during their retirement years.

Under this scheme, non-resident Indians located elsewhere would receive a monthly pension of Rs 2,000 upon reaching the age of 60, provided they have consistently contributed Rs 100 per month until then. Additionally, consistent contributors can enjoy a 3% hike in their pension for uninterrupted remittances over a period of five years.

Eligible citizens can register for the scheme by filling out the appropriate form (Form 1A, Form 1B, or Form 2A) based on their location and residency status. Alternatively, they can also register online through the official Pravasi Kerala website by following the prescribed steps.

Yes, there is a registration fee of Rs 200 applicable for both online and offline modes of registration for the Pravasi Pension Scheme.

Yes, the membership for the Pravasi Pension Scheme will cease to exist if contributions are not made for a period of one year or more.

These forms are used for registration purposes, with each form catering to a specific category of non-resident Keralites based on their location and residency status. Form 1A is for those located abroad, Form 1B is for those who have returned to Kerala after completing their work tenure elsewhere, and Form 2A is for those located outside Kerala but within India.

No, the Pravasi Pension Scheme is specifically designed for non-resident Keralites who have their settlements outside Kerala. Keralites residing within the state are not eligible for this scheme.

The article does not provide specific information about updating nominee details after registration. However, it is advisable to contact the concerned authorities or refer to the scheme's guidelines for clarity on this matter.

While the article does not explicitly mention an age limit for registration, it states that the pension can be availed at the age of 60, implying that individuals should register before reaching that age to be eligible for the benefits.