Pran Card Application

The Permanent Retirement Account Number (PRAN) is a crucial identifier for subscribers under the National Pension Scheme (NPS) in India. This unique number is granted upon completion of the PRAN registration formalities. The PRAN Card is a vital document showcasing the PRAN, the subscriber's name, father's name, photograph, and signature/thumb impression. Issued by the National Securities Depository Limited (NSDL), the PRAN Card ensures your membership in the NPS, governed by the Pension Fund Regulatory and Development Authority (PFRDA). Let's explore the detailed procedure for applying for a Pran Card.

Pran Card Eligibility

Any Indian citizen, including Non-Resident Indians (NRIs) with a valid Indian Passport, can enroll in the NPS. Applicants must be between 18 and 60 years old at the time of application submission. Note that Overseas Citizens of India (OCI) and Persons of Indian Origin (PIO) cardholders are not eligible, per NPS rules.

Pran Card - Documents Required

To apply for a Pran Card, ensure you have the following documents:

‘Permanent Account Number’ (PAN) issued by the income tax department. In absence of a PAN card, an Aadhaar card is required.
An account with any authorized bank is mandatory. For more information on available services, visit our advance tax page.
Scanned copies of your photograph and signature in JPEG/JPG format, sized between 4kb and 12kb.
Information for online payment such as debit/credit card or internet banking.
Submitted address proof. Learn about tax exemptions by visiting our HRA exemption page.

Registration Process of a Pran Card

Step 1: Application Form

Download the PRAN Card application form from the link below:

Open PDF in new tab

Step 2: KYC Details

Complete the application form with mandatory details and choose the type of account: Tier I & Tier II or Tier I only. Find more about related financial planning on our tax planning page.

Note:

Tier I accounts are focused on long-term savings, while Tier II accounts offer flexible investment and withdrawal options from various NPS schemes.

Step 3: Banking Information

Applicants should input their PAN and detailed bank account information. Ensure your financial transactions are in order by visiting our TDS refund page.

Step 4: Subscriber Registration

Completing this section involves entering personal information and generating an acknowledgment number. The following details must also be provided:

Contact and address proof details
Bank and other financial details
Scheme and nomination details
Photo and signature details

Step 5: Registration Fee

A contribution of Rs. 500 as NPS fee is required, completing the payment process. Post payment, a PRAN number will be allocated to the subscriber, who must then print, sign, and affix a photo on the document before submitting it. Explore related transaction details on our e-verification page.

Step 6: Dispatch

Your signed application should be sent to the Central Record-Keeping Agency - eNPS within 90 days at the address below:

Central Recordkeeping Agency (eNPS)
NSDL e-Governance Infrastructure Limited,
1st Floor, Times Tower,
Kamala Mills Compound, Senapati Bapat Marg,
Lower Parel, Mumbai – 400 013

For questions about your tax consultancy needs, refer to our consulting services page.

Step 7: Pran Card

Upon completion, the Pran Card will be mailed to the subscriber’s registered address within NPS. If you need additional guidance regarding registration fees or processes, check our fee details page.

Check PRAN Status

Follow these steps to check the status of your Pran Card:

Step 1: Login

Visit the NSDL website to Check PRAN Status.

Step 2: New Registration

Select ‘new registered PRAN’ and enter the PRAN number assigned during registration for a status update.

Step 3: Submission for Search

After entering the Captcha, select ‘submit’ to view the status of your registered PRAN. Alternatively, for assistance with ongoing PRAN queries, dial 022 – 4090 4242. For related refund details, visit our refund status page.

Back to Learn

Frequently Asked Questions

Common questions about PRAN Card.

A PRAN Card is a document that contains a unique Permanent Retirement Account Number (PRAN), Subscriber's name, father's name, photograph and signature/thumb impression. It is issued to individuals who register under the National Pension Scheme (NPS), which is governed by the Pension Fund Regulatory and Development Authority (PFRDA).

An Indian citizen, including Non-Resident Indians (individuals carrying a valid Indian Passport), can apply for a PRAN Card. The applicant must be between 18 years and 60 years of age at the time of submission of the application. However, Overseas Citizens of India (OCI) and Persons of Indian Origin (PIO) card holders are not eligible for a PRAN Card as per NPS rules.

The documents required for a PRAN Card application include a Permanent Account Number (PAN) issued by the Income Tax Department or an Aadhaar card, a bank account with any authorized bank, a scanned copy of a photograph and signature in jpeg/jpg format (4kb – 12kb), debit/credit card or internet banking information for online payment, and a copy of address proof.

The process of applying for a PRAN Card involves downloading and filling out the application form, providing KYC details, entering banking information, completing subscriber registration details (personal information, contact details, address proof, bank details, scheme and nomination details, photo and signature), making a registration fee payment of Rs. 500, and dispatching the signed and completed form to the Central Record-Keeping Agency (eNPS).

You can check the status of your PRAN Card application by logging onto the NSDL website (https://cra-nsdl.com/CRA/pranCardStatusInput.do), selecting the option 'new registered PRAN', entering your PRAN number, and submitting the Captcha. Alternatively, you can also call 022 – 4090 4242 to check the status.

Under NPS, there are two types of accounts available: Tier I and Tier II. Tier I Account is used for long-term savings, while Tier II Account is an optional account used for optional investment and withdrawal purposes from various schemes available in the NPS scheme.

NSDL (National Securities Depository Limited) has entered into an agreement with PFRDA (Pension Fund Regulatory and Development Authority) for setting up a Central Book Keeping Agency (CRA), where all the details of NPS members are stored. NSDL is the authorized official to issue PRAN Cards to NPS subscribers.

The article does not specify an exact timeline for receiving the PRAN Card after applying. However, it mentions that the subscriber must dispatch the signed and completed form to the Central Record-Keeping Agency (eNPS) within 90 days of registration, and the PRAN Card will be received at the registered address upon completion of the process.

The article does not provide information on making changes or corrections to PRAN Card details after it is issued. However, it is advisable to carefully fill in all the required information during the application process to avoid any discrepancies.

Yes, there is a registration fee of Rs. 500 that the applicant must pay during the PRAN Card application process. This payment must be made through debit/credit card or internet banking, as mentioned in the article.