Pran Card Application

Permanent Retirement Account Number - PRAN is a unique number provided to each subscriber under NPS. It is provided to its subscribers after completion of the registration formalities of PRAN. The PRAN Card is a document that contains the PRAN, Subscribers name, father's name, photograph and signature/thumb impression. PRAN card is issued to persons who register under national pension scheme (NPS). NPS is governed by Pension Fund Regulatory and Development Authority (PFRDA). NSDL has entered into an agreement with PFRDA for setting a Central Book Keeping Agency (CRA) wherein all the details of members of NPS are stored. Thus, NSDL is authenticated official to issue PRAN cards. In this article, we look at the procedure for applying for Pran Card in detail.

Pran Card Eligibility

An Indian citizen including Non-Resident Indian (individual carrying valid Indian Passport can join NPS). The applicant must be between 18 years and 60 years at the time of submission of application. Note: OCI (Overseas Citizens of India) and PIO (Person of Indian Origin) card holders are not eligible as per standards and rules set by NPS rules

Pran Card - Documents Required

The following documents are required for Pran Card application:

‘Permanent Account Number’ issued by income tax department, in case PAN card is not available then the person must possess an Aadhaar card.
A bank account with any of the authorized banks
Scanned copy of photograph and signature in jpeg/jpg of 4kb – 12kb.
Debit/credit card/ internet banking information for online payment.
Copy of Address Proof.

Registration Process of a Pran Card

Step: 1 - Application Form

You can download the PRAN Card application form from the link below

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Step: 2 - KYC Details

The application form must be filled in with the mandatory information. Choose the type of account he or she wishes to open i.e. Tier I & Tier II or Tier I only.

Note:

Tier I Account is used for long-term savings. Tier II Account is an optional account used for optional investment & withdrawal purposes from various schemes available in NPS scheme.

Step: 3 – Banking Information

The user must now enter the PAN and then mention the details of his or her bank account.

Step: 4 – Subscriber Registration

This new screen is a form where the subscriber’s details must be mentioned. The subscriber must then fill in their personal information, once this is done, an acknowledgment number would be generated, and post which the rest of the information such as mentioned below must be filled in.

Contact Details
Address proof details
Bank & Other Details
Scheme & Nomination Details
Photo & Signature Details

Step: 5 - Registration Fee

The employee must make a contribution of Rs.500 as NPS and the payment would be completed. PRAN number would be allocated to the subscriber post the payment. The subscriber must further take a print out of the same and affix a photo and sign it.

Step: 6 – Dispatch

The subscriber must send this to the Central Record-Keeping Agency – eNPS within a period of 90 days. The address for the agency is mentioned below:

Central Recordkeeping Agency (eNPS) NSDL e-Governance Infrastructure Limited, 1st Floor, Times Tower, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013

Step: 7 – Pran Card

On completion of all this process, the retired employee would receive the Pran Card in the address registered with NPS.

Check PRAN Status

The subscriber could also check the status of the Pran Card with the help of the following steps:

Step: 1 - Login

Log on to the NSDL website link Check PRAN Status

Step: 2 - New Registration

The employee must now select the option ‘new registered PRAN’ and enter the PRAN number that was allotted to him or her during registration.

Step: 3 - Submission for Search

The employee enters the Captcha and clicks on ‘submit’ button. This would pull up the result on the status of registered PRAN. The employee could also call 022 – 4090 4242 to check the status of the PRAN.

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Frequently Asked Questions

Common questions about PRAN Card Application Process for Indian Nationals.

A PRAN Card is a document that contains a unique Permanent Retirement Account Number (PRAN), Subscriber's name, father's name, photograph and signature/thumb impression. It is issued to individuals who register under the National Pension Scheme (NPS), which is governed by the Pension Fund Regulatory and Development Authority (PFRDA).

An Indian citizen, including Non-Resident Indians (individuals carrying a valid Indian Passport), can apply for a PRAN Card. The applicant must be between 18 years and 60 years of age at the time of submission of the application. However, Overseas Citizens of India (OCI) and Persons of Indian Origin (PIO) card holders are not eligible for a PRAN Card as per NPS rules.

The documents required for a PRAN Card application include a Permanent Account Number (PAN) issued by the Income Tax Department or an Aadhaar card, a bank account with any authorized bank, a scanned copy of a photograph and signature in jpeg/jpg format (4kb – 12kb), debit/credit card or internet banking information for online payment, and a copy of address proof.

The process of applying for a PRAN Card involves downloading and filling out the application form, providing KYC details, entering banking information, completing subscriber registration details (personal information, contact details, address proof, bank details, scheme and nomination details, photo and signature), making a registration fee payment of Rs. 500, and dispatching the signed and completed form to the Central Record-Keeping Agency (eNPS).

You can check the status of your PRAN Card application by logging onto the NSDL website (https://cra-nsdl.com/CRA/pranCardStatusInput.do), selecting the option 'new registered PRAN', entering your PRAN number, and submitting the Captcha. Alternatively, you can also call 022 – 4090 4242 to check the status.

Under NPS, there are two types of accounts available: Tier I and Tier II. Tier I Account is used for long-term savings, while Tier II Account is an optional account used for optional investment and withdrawal purposes from various schemes available in the NPS scheme.

NSDL (National Securities Depository Limited) has entered into an agreement with PFRDA (Pension Fund Regulatory and Development Authority) for setting up a Central Book Keeping Agency (CRA), where all the details of NPS members are stored. NSDL is the authorized official to issue PRAN Cards to NPS subscribers.

The article does not specify an exact timeline for receiving the PRAN Card after applying. However, it mentions that the subscriber must dispatch the signed and completed form to the Central Record-Keeping Agency (eNPS) within 90 days of registration, and the PRAN Card will be received at the registered address upon completion of the process.

The article does not provide information on making changes or corrections to PRAN Card details after it is issued. However, it is advisable to carefully fill in all the required information during the application process to avoid any discrepancies.

Yes, there is a registration fee of Rs. 500 that the applicant must pay during the PRAN Card application process. This payment must be made through debit/credit card or internet banking, as mentioned in the article.