IndiaFilings
Expert
Published on: Aug 6, 2025
PRAN Card Application
Permanent Retirement Account Number - PRAN is a unique number provided to each subscriber under NPS. It is provided to its subscribers after completion of the registration formalities of PRAN. The PRAN Card is a document that contains the PRAN, Subscribers name, father's name, photograph and signature/thumb impression. PRAN card is issued to persons who register under national pension scheme (NPS). NPS is governed by Pension Fund Regulatory and Development Authority (PFRDA). NSDL has entered into an agreement with PFRDA for setting a Central Book Keeping Agency (CRA) wherein all the details of members of NPS are stored. Thus, NSDL is authenticated official to issue PRAN cards. In this article, we look at the procedure for applying for PRAN Card in detail.PRAN Card Eligibility
An Indian citizen including Non-Resident Indian (individual carrying valid Indian Passport can join NPS). The applicant must be between 18 years and 60 years at the time of submission of application. Note: OCI (Overseas Citizens of India) and PIO (Person of Indian Origin) card holders are not eligible as per standards and rules set by NPS rulesPRAN Card - Documents Required
The following documents are required for PRAN card application:- ‘Permanent Account Number’ issued by income tax department, in case PAN card is not available then the person must possess an Aadhaar card.
- A bank account with any of the authorized banks
- Scanned copy of photograph and signature in jpeg/jpg of 4kb – 12kb.
- Debit/credit card/ internet banking information for online payment.
- Copy of Address Proof.
Registration Process of a PRAN Card
Step: 1 - Application Form
You can download the PRAN Card application form from the link belowStep: 2 - KYC Details
The application form must be filled in with the mandatory information. Choose the type of account he or she wishes to open i.e. Tier I & Tier II or Tier I only.Note:
Tier I Account is used for long-term savings. Tier II Account is an optional account used for optional investment & withdrawal purposes from various schemes available in NPS scheme.Step: 3 – Banking Information
The user must now enter the PAN and then mention the details of his or her bank account.Step: 4 – Subscriber Registration
This new screen is a form where the subscriber’s details must be mentioned. The subscriber must then fill in their personal information, once this is done, an acknowledgment number would be generated, and post which the rest of the information such as mentioned below must be filled in.- Contact Details
- Address proof details
- Bank & Other Details
- Scheme & Nomination Details
- Photo & Signature Details

