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Published on: Jun 24, 2026

Pf Claim Form 11 - Advance or Withdrawal

Employees Provident Fund is a social security and savings scheme for employees in India. Employers having 20 or more employee are mandatorily required to obtain PF registration and make PF contributions. EPFO has centralised most of the services relating to EPF on the

Unified Portal. Employees having UAN can check their PF claim status, PF balance and file all PF applications on the Unified Portal itself. In this article, we look at the PF claim form for advance or withdrawal of money in the PF account of an employee.

Pf Claim Form 11 - Employees Having UAN linked to Aadhaar

PF Claim Form 11 is applicable for employees having UAN whose details like Aadhaar, Bank Account and PAN has been updated on the Unified Portal. Employees submitting Pf Claim Form 11 can submit this form directly to the concerned EPFO office directly without the attestation of claim form by the employer. After submitting the application,

PF claim status can be checked by the employee on the PF website or UMANG app or missed call facility. While processing PF withdrawal, TDS will be deducted if the service is less than 5 years at 10% rate if member submits PAN or at 34.60%, if no PAN us submitted. TDS will not be deducted if the total balance is less than Rs. 50,000/-. Note: PF Claim Form 19 can be submitted if you do not have UAN.

PF Withdrawal Reasons

Using Pf Claim Form 11, employees can apply for an advance or withdrawal of the amount in a PF account. The reason for applying for an advance or withdrawal of PF can be any of the following:

  • PF Settlement
  • Pension Withdrawal Benefits (only if the service is less that 10 years)
  • PF Part Withdrawal
List of documents required for PF withdrawal.

PF Settlement

PF settlement application can be made by an employee for any of the following reasons:

  1. Ill health of member
  2. Contraction /Discontinuation of employer’s business
  3. Other cause beyond the control of the member
  4. Marriage (for female member)
  5. Permanent Settlement Abroad

PF Part Withdrawal

PF part withdrawal application can be filed by an  employee for any of the following reasons:

  1. Housing Loan
  2. Purchase of Land/House/Flat
  3. Construction/Addition, alteration in Existing House
  4. Repayment of Housing loan
  5. Lockout or closure of factory
  6. Illness of member/family
  7. Marriage of self/son/ daughter/brother/ sister
  8. Post Matriculation education of children
  9. Natural calamity
  10. Cut in electricity in establishment
  11. Purchasing equipment by physically handicapped
  12. One year before retirement
  13. Investment in Varistha Pension BimaYojana

Download Pf Claim Form 11

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Frequently Asked Questions

Common questions about PF Claim Form 11 Advance Withdrawal for Indian Employees.

PF Claim Form 11 is the form used by employees having a Universal Account Number (UAN) to apply for an advance or withdrawal of their Employees' Provident Fund (EPF) balance. It can be submitted directly to the concerned EPFO office without employer attestation if the employee's Aadhaar, bank account, and PAN details are linked to their UAN.
Employees who have a UAN and have updated their Aadhaar, bank account, and PAN details on the Unified Portal are eligible to submit PF Claim Form 11 for an advance or withdrawal of their EPF balance.
An employee can apply for PF withdrawal using Form 11 for reasons such as PF settlement (due to ill health, discontinuation of employer's business, marriage for female members, or permanent settlement abroad), pension withdrawal benefits (if service is less than 10 years), or PF part withdrawal.
An employee can apply for PF part withdrawal using Form 11 for reasons such as housing loan, purchase of land/house/flat, construction/addition/alteration in existing house, repayment of housing loan, lockout or closure of factory, illness of member/family, marriage of self/son/daughter/brother/sister, post-matriculation education of children, natural calamity, cut in electricity in establishment, purchasing equipment by physically handicapped, or one year before retirement.
Yes, if the service is less than 5 years, TDS (Tax Deducted at Source) will be deducted at a rate of 10% if the member submits their PAN or at 34.60% if no PAN is submitted. However, TDS will not be deducted if the total PF balance is less than Rs. 50,000.
After submitting the PF Claim Form 11, an employee can check the status of their claim on the PF website, UMANG app, or through the missed call facility.
If an employee does not have a UAN, they can submit PF Claim Form 19 instead of Form 11 for an advance or withdrawal of their EPF balance.
The PF Claim Form 11 can be downloaded from the link provided in the article.
The article does not specify the list of documents required for PF withdrawal. However, it is advisable to check with the concerned EPFO office or the Unified Portal for the list of documents required based on the specific reason for withdrawal.
According to the article, female members can apply for PF settlement due to marriage using PF Claim Form 11.