Mukhyamantri Swasthya Bima Yojana

The Chief Minister of Uttarakhand has launched the Mukhyamantri Swasthya Bima Yojana(MSBY) for providing medical facilities at low cost. The aim of this scheme is to provide medical insurance and cashless treatment facility for the needy. The first phase of the scheme was implemented in April 2016 and the second phase in August 2016. This scheme is supervised by the Department of Health and Welfare. In this article, we look at the procedure of enrollment under the Mukhyamantri Swasthya Bima Yojana scheme.

Benefits of Mukhyamantri Swasthya Bima Yojana

All the eligible candidates will be able to enrol and get a medical insurance. This insurance will ensure that they get treatment in the selected hospitals for free.
People belonging to both BPL (Below Poverty Line) and APL (Above Poverty Line) can avail the benefits of this scheme.
Expenses for the treatment availed under this medical insurance scheme will be provided by the government.
Apart from the insurance policyholder, a smart card will be providing coverage to the health requirements of the other 5 members of the family for a period of one year.
A large number of Government and Private medical institutes have been enlisted under the initiative.

Phases of this scheme

The Government of Uttrakhand has implemented the scheme in two phases:

First phase:
During the implementation of this phase, it was announced that the medical policy will provide each registered family with a medical coverage of Rs.50,000.
Second phase:
After the announcement of this phase, the coverage amount was increased from Rs.50,000 to Rs.1.25 lakhs. Also, 458 critical diseases were added to the list of inclusions.

Documents Required

The following documents are required to apply for the scheme:

Residential documents
Income certificate
Aadhar card
BPL Certificate
Bank Account Details
Photographs

Registration Process

To avail the benefits of this scheme, the candidates will have to get an application form from the enrollment centres. To get the address of the enrollment centres, the candidate must visit the official website using this link. The candidate must fill all the required details in the form and submit the same along with the required documents at the appropriate office of the authority. The candidates will not be charged any fee for the registration process.

Home Page

MSBY Smart Card

When the application of a candidate is approved, the entire family will be represented by the Smart Card. This card contains all the bio-metric details of the policyholder. The card can be used in any selected hospitals for acquiring the policy benefits.

Hospitals and Centre List

The scheme can only be implemented in certain hospitals and centers. The candidate may use

this link to understand the ones enlisted under the medical insurance scheme.

Hospital Details

Check Available Card Balance

A candidate can check the available MSBY card balance by visiting the below link. After entering the website, the candidate needs to specify the URN number and click on the 'Search post' button to verify the balance.

Card Available Balance

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Frequently Asked Questions

Common questions about Mukhyamantri Swasthya Bima Yojana: Uttarakhand Medical Insurance.

Both people belonging to BPL (Below Poverty Line) and APL (Above Poverty Line) categories can avail the benefits of the Mukhyamantri Swasthya Bima Yojana. The scheme aims to provide medical insurance and cashless treatment facilities to the needy.

Initially, the scheme provided a medical coverage of Rs. 50,000 per registered family. However, in the second phase, the coverage amount was increased to Rs. 1.25 lakhs, and 458 critical diseases were added to the list of inclusions.

To apply for the scheme, you need to obtain an application form from the enrollment centers. You can find the address of these centers on the official website. Fill out the form with the required details and submit it along with the necessary documents at the appropriate office.

The required documents include residential proof, income certificate, Aadhar card, BPL certificate (if applicable), bank account details, and photographs.

No, the candidates do not have to pay any fee for the registration process under the Mukhyamantri Swasthya Bima Yojana.

When a candidate's application is approved, the entire family is represented by the MSBY Smart Card. This card contains the policyholder's biometric details and can be used to avail the policy benefits at selected hospitals.

You can visit the official website and use the provided link to access the list of hospitals and centers enlisted under the medical insurance scheme.

Yes, you can check the available MSBY card balance by visiting the designated website, entering your URN number, and clicking on the 'Search post' button.

The Mukhyamantri Swasthya Bima Yojana is supervised by the Department of Health and Welfare of the Government of Uttarakhand.

The Mukhyamantri Swasthya Bima Yojana was implemented in two phases. The first phase was launched in April 2016, and the second phase was introduced in August 2016.