Mahila Kisan Yojana

Government of Maharashtra has introduced Mahila Kisan Yojana in the year 2012 for self-employment purpose. The main objective of this scheme is to uplift the lifestyle of Charmakar community. Under the Mahila Kisan Yojana, National Scheduled Castes Finance and Development Corporation (NSFDC), New Delhi, provides financial assistant to Female Charmakars of Maharashtra. In this article, we look at the Mahila Kisan Yojana scheme in detail.

Objectives of Mahila Kisan Yojana

The key objective of the Mahila Kisan Yojana is to improve the lifestyle of Charmakars who are economically weak and below the poverty line. The scheme hopes to achieve its objectives through the following core principles:

To develop education opportunity for Charmakar
To develop Charmakars economically and socially and to give them a respectable place in society
To produce various types of footwear & leather articles & supply to Government Departments & sale in open market

Note on Charmakars

Charmakar community belongs to schedule caste. Charmakar is broadly known as cobblers, shoemakers or tanners. The Charmakar is a collective name of the following castes in Maharastra:

Dhor
Chambhar
Holar
Mochi

Mahila Kisan Yojana Loan

Under this Mahila Kisan scheme, NSFDC provides a loan of upto Rs. 50,000 for eligible candidates. In which Rs.10,000 is a subsidy, and remaining Rs.40,000 is loan at the rate of 5% per annum for female beneficiaries of Charmakar Community. Note: The benefits provided only when the female beneficiary name is on 7/12 extract of land. In case of the name of husband is in 7/12 extract, he needs to make an affidavit to sanction the loan for agricultural projects.

Eligibility Criteria

Eligibility criteria to get benefits of Mahila Kisan Yojana are as follows:

Applicant must be a permanent resident of Maharashtra
Charmakars Community applicant only can apply for Mahila Kisan Yojana
Age limit for this scheme is 18 to 50 years
In case of an applicant from a rural area, the annual income of the family should be below Rs.98,000
Annual income with below Rs.1,20,000 urban area citizen can get benefits of MKY
Holder of Caste and Income Certificate of Authorised Government officer is eligible for MKY.

Note: Applicant must have some knowledge about the business for which he/she has applied for MKY loan. Applicant must not have availed previous Government assistance under any other scheme. Applicant should not be a defaulter of any loan.

Documents Required

Following documents need to be submitted for Mahila Kisan Yojana loan.

Aadhaar Card is a mandatory document.
7/12 extract is to be submitted for Mahila Kisan Yojana
Income certificate for proving the annual income of the family
Domicile certificate is also necessary to be submitted
Caste Certificate issued by Tahsildar can be produced
Bank account book details
Ration Card is also a mandatory document for MKY loan

Apply for Mahila Kisan Yojana Loan

Duly fill the Mahila Kisan scheme application form and submit the application form along with all documents (mentioned above) to the District Office of Leather Industries Development Corporation of Maharashtra (LIDCOM).

After processing the application form, LIDCOM will provide a loan to the corresponding loan account.

Loan Repayment

The loan has to be repaid within 5 years from the date of sanction. This time limit includes all delay period.

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Frequently Asked Questions

Common questions about Mahila Kisan Yojana: Empowering Female Charmakars in Maharashtra.

The Mahila Kisan Yojana is a scheme introduced by the Government of Maharashtra in 2012 with the main objective of uplifting the lifestyle of the Charmakar community, which belongs to the Scheduled Caste. It aims to provide financial assistance and self-employment opportunities to female members of the Charmakar community involved in the leather and footwear industry.

To be eligible for the Mahila Kisan Yojana, the applicant must be a female member of the Charmakar community residing in Maharashtra, aged between 18 and 50 years. The applicant's family income should be below Rs. 98,000 per annum in rural areas and Rs. 1,20,000 per annum in urban areas. Additionally, the applicant must have some knowledge about the business for which the loan is being sought.

Under the Mahila Kisan Yojana, the National Scheduled Castes Finance and Development Corporation (NSFDC) provides a loan of up to Rs. 50,000 for eligible candidates. Out of this amount, Rs. 10,000 is a subsidy, and the remaining Rs. 40,000 is a loan at an interest rate of 5% per annum for female beneficiaries of the Charmakar community.

The essential documents required for applying for the Mahila Kisan Yojana include Aadhaar Card, 7/12 extract, income certificate, domicile certificate, caste certificate issued by the Tahsildar, bank account book details, and ration card.

To apply for the Mahila Kisan Yojana loan, the applicant must fill out the application form and submit it, along with all the required documents, to the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM).

The loan obtained under the Mahila Kisan Yojana has to be repaid within 5 years from the date of sanction, including any delay period.

The key objective of the Mahila Kisan Yojana is to improve the lifestyle of the economically weak and below-poverty-line members of the Charmakar community. It aims to develop their educational, economic, and social opportunities, providing them with a respectable place in society.

No, the Mahila Kisan Yojana is specifically designed for female members of the Charmakar community. Male members are not eligible to apply for this scheme.

The Mahila Kisan Yojana supports the production of various types of footwear and leather articles by the Charmakar community. These products can be supplied to government departments or sold in the open market.

Yes, one of the eligibility criteria for the Mahila Kisan Yojana is that the applicant must not have availed of previous government assistance under any other scheme. Additionally, the applicant should not be a defaulter of any loan.