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Published on: Jun 24, 2026

List of Asset Reconstruction Companies (ARC) in India

Asset Reconstruction Companies (ARCs) have been created to bring about a system for recovering Non Performing Assets (NPAs) from the books of secured lenders and unlocking the value of Non-Performing Assets (NPA). Reserve Bank of India (RBI) provides license for ARCs and ARCs are empowered by the SARFAESI Act. The following is the list of asset reconstruction companies in India licensed by RBI. Fore more information about Asset Reconstruction Companies in India, refer to an article on Asset Reconstruction Company in India in IndiaFiling Learning Center.

Asset Reconstruction Company (India) Limited (ARCIL)

The Ruby, 10th Floor, 29 Senapai Bapat Marg, Dadar (West) Mumbai - 400 032

ASREC (India) Limited

Solitaire Corporate Park, Bldg No.2, Unit No.201-202A & 200-202B,Ground Floor, Andheri Ghatkopar Link Rd,Chakala, Andheri (E), Mumbai-400 093

Website:

Pegasus Assets Reconstruction Private Limited

55-56, 5th Floor,Free Press House, Nariman Point , Mumbai-400021

Website: www.pegasus-arc.com

Alchemist Asset Reconstruction Company Limited

D-54, 1st Floor, Defence Colony,New Delhi-110024

Website: Alchemist ARC

International Asset Reconstruction Company Private Limited

A-508, 5th Floor,215 Atrium, Kanakia Spaces, Andheri-Kurla Road, Andheri(E) , Mumbai -400 093

Website:

Reliance Asset Reconstruction Company Limited

570 Rectifier House, Naigaum Cross Road, Next to Royal Industrial Estate, Wadala East, Mumbai-400 031

Website: Reliance ARC

Pridhvi Asset Reconstruction and Securitisation Company Limited

Door No.8-2-622/5/A/3, 3rd Floor, Indira Chambers, Road No.10, Banjara Hills, Hyderabad - 500034

Website:

Phoenix ARC Private Limited

7th Floor, Dani Corporate Park, 158, CST Road , Kalina, Santacruz (E), Mumbai-400 098.

Website:

Invent Assets Securitisation & Reconstruction Private Limited

107, Jolly Maker Chambers No.2, 225, Nariman Point, Mumbai - 400 021.

Website: www.inventarc.com

JM Financial Asset Reconstruction Company Limited

91, Maker Chambers III, Nariman Point, Mumbai-400021. Website: www.jmfinancial.in

India SME Asset Reconstruction Company Limited (ISARC)

MSME Development Centre, Plot No. C-11, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai-400 051 Website:

ISARC

Edelweiss Asset Reconstruction Company Limited

Edelweiss House, Off CST Road, Kalina Mumbai - 400 098 Website:

Edelweiss ARC

UV Asset Reconstruction Company Limited

704 Deepali Building ,92, Nehru Place, New Delhi - 110 019 Website: www.uvarcl.com

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Frequently Asked Questions

Common questions about Asset Reconstruction Companies in India.

An Asset Reconstruction Company (ARC) is a specialized financial institution that is licensed by the Reserve Bank of India (RBI) to acquire and resolve Non-Performing Assets (NPAs) from banks and financial institutions. ARCs are empowered by the SARFAESI Act to recover and unlock the value of NPAs.

According to the list provided in the article, there are 12 Asset Reconstruction Companies currently licensed by the RBI to operate in India. These include ARCIL, ASREC (India) Limited, Pegasus Assets Reconstruction Private Limited, and others.

The primary role of ARCs is to bring about a system for recovering Non-Performing Assets (NPAs) from the books of secured lenders and unlocking the value of these distressed assets. By acquiring and resolving NPAs, ARCs help banks and financial institutions clean up their balance sheets and improve their financial health.

ARCs acquire NPAs from banks and financial institutions through a process outlined in the SARFAESI Act. They can either purchase the NPAs outright or take over the management and resolution of these assets through a structured mechanism.

Based on the list provided, a majority of the ARCs in India are headquartered in Mumbai, India's financial capital. However, there are also ARCs based in other cities like New Delhi and Hyderabad.

Yes, the Reserve Bank of India (RBI) has set specific eligibility criteria for ARCs to obtain a license to operate in India. These criteria include minimum capital requirements, fit and proper criteria for promoters and management, and other regulatory guidelines.

Yes, ARCs can acquire and resolve NPAs from both banks and non-banking financial companies (NBFCs) in India, as long as they comply with the applicable regulations and guidelines.

ARCs employ various methods to resolve NPAs, including restructuring of debt, sale of assets, and enforcement of security interests. They may also engage in negotiating settlements with borrowers or initiating legal proceedings for recovery of dues.

Yes, the primary regulation governing the functioning of ARCs in India is the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002. This act provides the legal framework for ARCs to acquire and resolve NPAs.

No, ARCs in India are typically not open for investment by individual or retail investors. They are specialized financial institutions licensed by the RBI and primarily acquire NPAs from banks and financial institutions.