Linking Pan With Bank Accounts

The government has made mandatory for bank account holders to link their PAN with the bank account. Bank accounts not linked with PAN will not be operational for making deposit or withdrawal of money. In this article, we review the procedure for Linking Pan With Bank Accounts in detail.

How to link PAN card with banks account?

There are three ways to link your PAN with bank accounts are listed out.

Link PAN through online
LInk PAN through offline
Link PAN through mobile

Link PAN through online

To update your PAN with the bank account through online (internet banking), follow the below-mentioned steps: Visit Online Banking Website Step 1: The applicant has to visit the internet banking website of your respective bank. Provide Login Details Step 2: Login to your internet banking website with the help of your user id and password. Service Request Step 3: After logging into your internet banking account, you will find your “Service Requests” on the current page. Enter the Details Step 4: Now, enter the specified details which contain in your PAN card such as your PAN card number, DOB on your PAN card, and also your registered email ID. Link your PAN Step 5: After filling all the details then your PAN card will be linked to your bank account within two days from the day of filing your application.

Link PAN through offline

To update your PAN with the bank account through offline, follow the below mentioned steps: Approach Respective Bank Step 1: The applicant has to approach the bank branch where you have to your bank account. Collect Application Form Step 2: You need to obtain (KYC) application form from the bank officer to update your PAN card with the bank account. Complete the Details Step 3: Fill your application form with the appropriate details without any mistakes. Submit the Application Step 4: After filling the form and then submit the application along with the photocopy of your PAN card and letter requesting for linking of PAN with your bank accounts from the bank branch manager. Link your PAN Step 5: After the submission of your application, your PAN is linked to your bank account within the specified timeline.

Link PAN through mobile

To update your PAN with the bank account through mobile, follow the below-mentioned steps: Search Toll-free Number Step 1: The applicant has to search for the toll-free number of your respective bank, which you will find from your bank chequebook or passbook. Connect Customer care Step 2: Call the toll-free number and go through the IVR, until you are connected to the customer care executive. Request to Link PAN Step 3: You need to convey the customer care executive that you want to link PAN Card with your Bank Account. Provide Details Step 4: The customer care executive will ask you simple questions like, what is your bank account number, your debit card number, your Address and so on, to verify it is you. Link your PAN Step 5: Give the customer care executive your PAN, and your PAN Card will be linked to your respective bank account within two working days. To know about Linking aadhaar with bank accounts click here

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Frequently Asked Questions

Common questions about Linking PAN with Bank Accounts Efficiently.

Linking PAN with bank accounts has become mandatory as per the government's directive. Bank accounts that are not linked with PAN will not be operational for making deposits or withdrawals. This measure aims to enhance transparency and prevent tax evasion.

To link your PAN with your bank account online, visit your bank's internet banking website, log in with your user ID and password, navigate to the "Service Requests" section, and enter your PAN card details (PAN number, date of birth, and registered email ID). Your PAN will be linked within two days.

To link your PAN offline, visit your bank branch, collect the KYC application form, fill it with the required details, submit the form along with a photocopy of your PAN card and a request letter to the bank manager. Your PAN will be linked to your account within the specified timeline.

Yes, most banks allow you to link your PAN with your account through their mobile app or by calling their toll-free number. You will need to connect with the customer care executive, provide your account details, and share your PAN number for linking.

If you link your PAN online or through a mobile app/phone call, the process typically takes two working days. For offline linking at the bank branch, the timeline may vary depending on the bank's policies.

Yes, it is mandatory to link your PAN with all your active bank accounts, whether savings, current, or any other type of account, as per the government's directive.

The primary document required is a photocopy of your PAN card. Some banks may also ask for additional documents like a proof of identity, address proof, or a request letter.

Yes, you can link your PAN with a joint bank account. However, both account holders may need to provide their respective PAN details for the linking process.

If you do not link your PAN with your bank account, it may become inoperative, and you may not be able to make deposits or withdrawals from that account.

Most banks do not charge any fees for linking PAN with bank accounts. However, it is advisable to check with your bank's policies regarding any potential charges or fees.