Ayushman Bharat Yojana

Ayushman Bharat Yojana is a 'National Health Protection Scheme' introduced by the Central Government of India in

budget 2018. The Ayushman Bharat Yojana scheme will provide Rs. 5 lakh of health insurance coverage to poor families for the protection of their health. Through the Ayushman Bharat Yojana scheme, nearly 10 crore families will be benefited, which means that more than 50 crore people will be benefited from this scheme. In this article, we look at the features, eligibility criteria and enrollment procedures pertaining to the scheme.

Features of Ayushman Bharat Yojana

This Yojana focuses on creating a health and wellness infrastructure, and extending insurance coverage to at least 40 percent of the Indian population.
This NHPS scheme will overcome the flaw of the currently existing Rashtriya Swasthya Bima Yojana scheme, which covers the unorganized sectors.
This scheme offers Rs. 5 lakh to each eligible Indian families for their medical care.
Enables the beneficiaries to avail cashless treatment facilities within the country from both private and government hospitals.
Under this scheme, National health protection scheme will provide the cashless treatment to the patients.
This scheme provides wellness centers to care for the patients. In future, the government will upgrade the public health centers into wellness centers.

Eligibility Criteria

The beneficiary should be included under the SECC 2011 data (socio-economic caste census), which was conducted across the rural and urban of across the country. Socioeconomic caste census is a mechanism of counting and ranking under the various parameters, which are listed below:

Literacy rates
Median household income
Poverty levels
Nature of occupational profiles
Predominant location
Access to schooling
Access to housing
Sanitation, drinking water, and electricity
Valid Aadhar card

Note:- The scheme does not mention the limitation of family size.

Required documents

The following documents must be furnished for registration:

Aadhar ID linked with a valid bank account
Respective special category certificates
Age proof documents
Family structure
Identification details
Contact information
Scanned copy of Aadhar
Income certificate
Caste certificate

Implementation Phases

The scheme would be implemented on three phases. The government has decided to implement the first phase of the scheme on 2nd October 2018. The relevant documentation will be finalized and completed by the end of June, 2018.

Registration Procedure

The scheme was launched in the month of April this year, for which the registration procedures are yet to be released. The latest update from the Government is that the registration process will not incur any charges.

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Frequently Asked Questions

Common questions about Ayushman Bharat Yojana: National Health Protection Scheme India.

Ayushman Bharat Yojana is a National Health Protection Scheme introduced by the Government of India to provide health insurance coverage of Rs. 5 lakh per family per year to poor and vulnerable families. It aims to benefit around 50 crore people from nearly 10 crore eligible families.

Families included in the Socio-Economic Caste Census (SECC) 2011 data and possessing a valid Aadhaar card are eligible for the Ayushman Bharat Yojana. The scheme does not have any limitation on family size.

The required documents for registration include a valid Aadhaar ID linked to a bank account, age proof documents, family structure details, contact information, scanned copy of Aadhaar, income certificate, and caste certificate.

Yes, the Ayushman Bharat Yojana enables beneficiaries to avail cashless treatment facilities from both private and government hospitals across the country.

The Ayushman Bharat Yojana will be implemented in three phases. The first phase was launched on October 2nd, 2018, and the relevant documentation was completed by the end of June 2018.

No, according to the latest update from the Government, the registration process for the Ayushman Bharat Yojana will not incur any charges.

The Ayushman Bharat Yojana focuses on creating a health and wellness infrastructure and extending insurance coverage to at least 40 percent of the Indian population.

The Ayushman Bharat Yojana overcomes the flaw of the Rashtriya Swasthya Bima Yojana by covering the unorganized sectors, which were not covered under the latter scheme.

The Ayushman Bharat Yojana offers health insurance coverage of Rs. 5 lakh per family per year for eligible Indian families.

Yes, the Ayushman Bharat Yojana aims to provide wellness centers to care for patients. In the future, the government plans to upgrade existing public health centers into wellness centers.