Arogya Bhagya Scheme

Arogya Bhagya Scheme is introduced by the State Government of Karnataka to provide free healthcare to the people of the State. Under the scheme, the beneficiaries can avail medical service through both the private and Government hospitals. In this article, we look at the features, benefits and application procedure of Arogya Bhagya Scheme in detail.

Features of the scheme

This scheme focuses on providing healthcare for around 14 million households in the State. So, around 1.4 crore families will obtain cashless treatment through the scheme. This scheme will cover an average of 5 family members. It also covers both accidental and medical or surgical treatment. Moreover, it includes medical services for minor operations or treatments.

Benefits of the Scheme

Under this scheme, beneficiaries are divided into two categories such as Category A and Category B. People of Category A which will include farmers, labourers of unorganised sector, deprived households, SC/ST people, and Government employees, members of cooperative societies, media persons and representatives. Category B will cover all those people who were not included in Category A. The people who come under Category A need not pay anything. But the applicants who belong to Category B will have to contribute Rs. 300 per person if they belong to rural areas and Rs. 700 per person if they belong to urban areas. The beneficiaries who fall under Category A will avail cashless treatment whereas those who fall under Category B will get 30% reimbursement from the Government.

Eligibility Criteria

The applicant should be a legal resident of the State of Karnataka. An individual, who is belonging to all age groups will be eligible to apply for this scheme. The scheme does not prescribe any income bar. Hence, both the people who live below the poverty and above the poverty are eligible.

Required Documents

The following documents should be submitted while applying for the scheme:

Residential Proof
ID proof
Ration Card
Aadhar Card
PDS Card

Application Procedure

The applicant should visit the nearby primary health care centre or private hospital where trained medical staff will do the enrollment process. The medical staff will provide a digitised application, and you need to fill it with their guidance. All the primary health care centre and the private hospital will have Arogya Mitra for enrollment procedure.

Step 1: Please visit any primary health care centre or private hospital. Step 2: The medical staff will assist you to open a digitised applicant form on the official portal of the Arogya Karnataka Scheme. Step 3: After filling the digitised application form along with the required documents the process will be completed successfully. The applicant can receive a unique ID card regarding his/her presence under the scheme.

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Frequently Asked Questions

Common questions about Arogya Bhagya Scheme: Cashless Healthcare Karnataka.

The Arogya Bhagya Scheme is a healthcare initiative introduced by the Government of Karnataka to provide free medical services to the people of the state. It aims to offer cashless treatment through both private and government hospitals for around 1.4 crore households (approximately 14 million households).

The scheme is open to all legal residents of Karnataka, regardless of age or income level. Both individuals living below and above the poverty line are eligible to apply for the scheme.

The beneficiaries are divided into two categories: Category A and Category B. Category A includes farmers, unorganized sector workers, deprived households, SC/ST people, government employees, members of cooperative societies, media persons, and representatives. Category B covers all those not included in Category A.

Beneficiaries under Category A do not have to pay anything for medical services. They can avail cashless treatment under the Arogya Bhagya Scheme.

Beneficiaries under Category B have to contribute a certain amount (Rs. 300 per person in rural areas and Rs. 700 per person in urban areas). They will receive a 30% reimbursement from the government for medical expenses.

The scheme covers accidental and medical or surgical treatments, as well as minor operations or treatments. It includes healthcare services for an average of five family members per household.

To apply, individuals need to visit a nearby primary health care center or private hospital. Trained medical staff will guide them through the enrollment process, which involves filling out a digitized application form on the official portal.

Applicants need to provide residential proof, ID proof, ration card, Aadhaar card, and PDS card as supporting documents during the application process.

Arogya Mitras are individuals present at primary health care centers and private hospitals who assist with the enrollment process for the Arogya Bhagya Scheme. They guide applicants in filling out the digitized application form.

After successfully completing the application process, beneficiaries will receive a unique ID card confirming their presence under the Arogya Bhagya Scheme.