Credit Linked Capital Subsidy and Technology Up-gradation Scheme

Credit Linked Capital Subsidy and Technology Up-gradation Scheme The Central Government has planned to continue the Credit Linked Capital Subsidy and Technology Up-gradation Scheme (CLCS-TUS) beyond the 12th Plan for three years (2017-20). The scheme was earlier introduced with the…

CIBIL Score

CIBIL Score The TransUnion CIBIL Limited came into existence in August of 2000. Started as the Credit Information Bureau (India) in the financial capital of India, Mumbai, CIBIL was the country's first Credit Bureau. CIBIL began with consumer operations in…

Credit Score

Credit Score Credit score comprises of a three digit numeric value which signifies the creditworthiness of a particular individual. The range of creditworthiness starts from 300 to 900 with 300 being the least and 900 being the highest. A Credit…

Credit Rating Benefits

Credit Rating Benefits This article provides an overview of the use, importance, purpose, and credit rating benefits for businesses. Sorting out the “Lemons” There is a well-known law in economics, sometimes informally called the “lemon law,” usually applied to cars.…

Key Financial Indicators that Influence Credit Rating

Key Financial Indicators that Influence Credit Rating Credit rating exercises undertaken by the banks and external credit rating agencies play a major role in determining a businesses ability to borrow and the cost of borrowing. Typical domains that are factored…